3555 Observatory Ln, Holt, MI 48842 Property Records

Ingham County property record for 3555 Observatory Ln, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,594 sqft · built 1998
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 1999)
Tax Bill	$6,053 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-12-477-006`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-12-477-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft
Basement Area	1,594 sqft
Unfinished Basement	1,594 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,202 sqft (0.349 acres)
Lot Width	100 ft Width
Garage Type	Detached
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3555 OBSERVATORY LN
City	HOLT
State	MI
Zip	48842-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	LOT 89 COLLEGE HEIGHTS ESTATES NO. 5 DELHI TOWNSHIP SEC.12 T3N R2W. (NEW FOR 1998; PCL 12-476-009 SPLIT INTO COLLEGE HTS NO.
Legal Range	02W
Legal Township	03N
Legal Section	12
Legal Subdivision	COLLEGE HEIGHTS ESTATES 05
Legal Lot Number	89
Legal Unit	89
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2022
Census Tract	5305

Owner

3555 Observatory Ln is owned and occupied by two individuals who bought it in July 1999.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3555 OBSERVATORY LN, HOLT, MI 48842-9429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 1999 · Amount on File
Deed Sale	Jul 8, 1999 · Amount on File
Deed Document Number	199933596
Deed Book / Page	2786 / 160
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Recording Date	Aug 28, 2026
Property Address	3555 OBSERVATORY LN, HOLT, MI 48842-9429
Document Number	0000023525
Instrument Date	Aug 24, 2026
Instrument	202623525
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ABSTRACT TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 OBSERVATORY LN, HOLT, MI 48842-9429

Mortgage

Document Number	0000023525,
Date	Aug 28, 2026
Instrument	202623525

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3555 OBSERVATORY LN, HOLT, MI 48842-9429
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041427
Date	Dec 11, 2018
Instrument	2018-041427

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3555 OBSERVATORY LN, HOLT, MI 48842-9429
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022358
Date	Jul 3, 2019
Instrument	2019-022358

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3555 OBSERVATORY LN, HOLT, MI 48842-9429
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017949
Date	Jun 4, 2020
Instrument	2020-017949

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3555 Observatory Ln was $6,053 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,000 (+2.05%) Land $30,400 Building $148,600	$358,000 (+2.05%) Land $60,800 Building $297,200
2025	$6,053.00 Homeowner's exemption	$175,400 Land $30,400 Building $145,000	$350,800 Land $60,800 Building $290,000
2023		$151,200 Land $24,700 Building $126,500	$302,400 Land $49,400 Building $253,000
2022	$5,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3555 Observatory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3555 Observatory Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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