3540 Observatory Ln, Holt, MI 48842 Property Records

Ingham County property record for 3540 Observatory Ln, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,626 sqft · built 2001
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Oct 2000)
Tax Bill	$7,385 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-12-477-015`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-12-477-015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,626 sqft Living Area
1st Floor Area	1,642 sqft
Basement Area	1,642 sqft
Unfinished Basement	1,642 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,165 sqft (0.417 acres)
Lot Dimensions	177 ft deep x 112 ft wide
Garage Type	Detached
Garage Area	764 sqft
Porch	Slab
Porch Area	132 sqft
Balcony Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3540 OBSERVATORY LN
City	HOLT
State	MI
Zip	48842-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	LOT 97 COLLEGE HEIGHTS ESTATES NO. 5 DELHI TOWNSHIP SEC.12 T3N R2W. (NEW FOR 1998; PCL 12-476-009 SPLIT INTO COLLEGE HTS NO.
Legal Range	02W
Legal Township	03N
Legal Section	12
Legal Subdivision	COLLEGE HEIGHTS ESTATES 05
Legal Lot Number	97
Legal Unit	97
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2022
Census Tract	5305

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3540 OBSERVATORY LN, HOLT, MI 48842-9429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2017	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2000 · Amount on Record
Deed Sale	Oct 30, 2000 · Amount on Record
Deed Document Number	200046122
Deed Book / Page	2871 / 693
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3540 OBSERVATORY LN, HOLT, MI 48842-9429
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022806
Date	Jun 15, 2017
Instrument	2017-022806

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3540 OBSERVATORY LN, HOLT, MI 48842-9429
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022805
Date	Jun 15, 2017
Instrument	2017-022805

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,500 (+2.63%) Land $36,400 Building $170,100	$413,000 (+2.63%) Land $72,800 Building $340,200
2025	$7,385.00 (+17.97%) Homeowner's exemption	$201,200 (+17.87%) Land $36,400 Building $164,800	$402,400 (+17.87%) Land $72,800 Building $329,600
2023		$170,700 Land $29,500 Building $141,200	$341,400 Land $59,000 Building $282,400
2022	$6,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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