3530 Observatory Ln, Holt, MI 48842 Property Records

Ingham County property record for 3530 Observatory Ln, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,114 sqft · built 1998
Lot Size	0.437 acres (19,036 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (May 2009)
Tax Bill	$8,779 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-12-477-014`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-12-477-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,114 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft
Finished Basement	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,036 sqft (0.437 acres)
Lot Width	134 ft Width
Garage Type	Detached
Garage Area	812 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	200 sqft
Patio Area	208 sqft
Balcony Area	194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3530 OBSERVATORY LN
City	HOLT
State	MI
Zip	48842-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	LOT 96 COLLEGE HEIGHTS ESTATES NO. 5 DELHI TOWNSHIP SEC.12 T3N R2W. (NEW FOR 1998; PCL 12-476-009 SPLIT INTO COLLEGE HTS NO.
Legal Range	02W
Legal Township	03N
Legal Section	12
Legal Subdivision	COLLEGE HEIGHTS ESTATES 05
Legal Lot Number	96
Legal Unit	96
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2022
Census Tract	5305

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3530 OBSERVATORY LN, HOLT, MI 48842-9429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2009 · Amount on Record
Deed Sale	May 4, 2009 · Amount on Record
Prior Sale	Jul 1, 2004 · Amount on Record
Deed Document Number	200919260
Deed Book / Page	3343 / 1264
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Recording Date	Apr 30, 2026
Property Address	3530 OBSERVATORY LN, HOLT, MI 48842-9429
Document Number	0000012524
Instrument Date	Apr 20, 2026
Instrument	202612524
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 OBSERVATORY LN, HOLT, MI 48842-9429
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012524,
Date	Apr 30, 2026
Instrument	202612524

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 28, 2066

Interest

Rate	6.22%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3530 OBSERVATORY LN, HOLT, MI 48842-9429
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 OBSERVATORY LN, HOLT, MI 48842-9429

Mortgage

Document Number	0000008105
Date	Mar 1, 2022
Instrument	2022-008105

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,100 (+2.2%) Land $38,100 Building $236,000	$548,200 (+2.2%) Land $76,200 Building $472,000
2025	$8,779.00 (+3.1%) Homeowner's exemption	$268,200 (+17.53%) Land $38,100 Building $230,100	$536,400 (+17.53%) Land $76,200 Building $460,200
2024	$8,515.00 (+14.48%)
2023		$228,200 Land $30,900 Building $197,300	$456,400 Land $61,800 Building $394,600
2022	$7,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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