Ingham County property record for 3550 Observatory Ln, Holt, MI 48842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,184 sqft · built 1998 |
| Lot Size | 0.366 acres (15,943 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,900 (Apr 1998) |
| Tax Bill | $6,642 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-25-05-12-477-016 |
| Primary APN | 33-25-05-12-477-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 932 sqft |
| Unfinished Basement | 1,220 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,943 sqft (0.366 acres) |
| Lot Width | 107 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 304 sqft |
| Patio Area | 320 sqft |
| Balcony Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3550 OBSERVATORY LN |
|---|---|
| City | HOLT |
| State | MI |
| Zip | 48842-9429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NOT APP |
| Legal Description | LOT 98 COLLEGE HEIGHTS ESTATES NO. 5 DELHI TOWNSHIP SEC.12 T3N R2W. (NEW FOR 1998; PCL 12-476-009 SPLIT INTO COLLEGE HTS NO. |
| Legal Range | 02W |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | COLLEGE HEIGHTS ESTATES 05 |
| Legal Lot Number | 98 |
| Legal Unit | 98 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | DELHI |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 5305 |
3550 Observatory Ln is owned and occupied by two individuals who acquired it in May 2025.
Source: Ingham County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3550 OBSERVATORY LN, HOLT, MI 48842-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 1998 · Amount on File |
| Deed Sale | Apr 30, 1998 · Amount on File |
| Last Transfer Date | May 28, 2025 |
| Transfer Doc | 0000019285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3550 OBSERVATORY LN, HOLT, MI 48842-9429 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3550 OBSERVATORY LN, HOLT, MI 48842-9429 |
| Document Number | 0000031693 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-031693 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2031 |
The 2025 property tax bill for 3550 Observatory Ln was $6,642 with a homeowner's exemption.
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Delhi Charter Township |
| Unified School District | Holt Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,700 (+2.31%) Land $31,900 Building $153,800 | $371,400 (+2.31%) Land $63,800 Building $307,600 | |
| 2025 | $6,642.00 Homeowner's exemption | $181,500 Land $31,900 Building $149,600 | $363,000 Land $63,800 Building $299,200 |
| 2023 | $152,000 Land $25,900 Building $126,100 | $304,000 Land $51,800 Building $252,200 | |
| 2022 | $5,522.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3550 Observatory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3550 Observatory Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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