Ingham County property record for 3545 Observatory Ln, Holt, MI 48842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,638 sqft · built 1998 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,000 (Oct 2015) |
| Tax Bill | $6,658 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-25-05-12-477-007 |
| Primary APN | 33-25-05-12-477-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Total Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Width | 101 ft Width |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 616 sqft |
| Balcony Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3545 OBSERVATORY LN |
|---|---|
| City | HOLT |
| State | MI |
| Zip | 48842-9429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOT 90 COLLEGE HEIGHTS ESTATES NO. 5 DELHI TOWNSHIP SEC.12 T3N R2W. (NEW FOR 1998; PCL 12-476-009 SPLIT INTO COLLEGE HTS NO. |
| Legal Range | 02W |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | COLLEGE HEIGHTS ESTATES |
| Legal Lot Number | 90 |
| Legal Unit | 90 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | DELHI |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 5305 |
Source: Ingham County records · APN 33-25-05-12-477-007
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3545 OBSERVATORY LN, HOLT, MI 48842-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2023 | Intrafamily Transfer, Transfer |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2015 · Amount on Record |
| Deed Sale | Oct 08, 2015 · Amount on Record |
| Prior Sale | Nov 30, 2000 · Amount on Record |
| Deed Document Number | 201537455 |
| Last Transfer Date | Oct 09, 2023 |
| Transfer Doc | 0000040536 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Oct 17, 2023 |
| Property Address | 3545 OBSERVATORY LN, HOLT, MI 48842-9429 |
| Document Number | 0000040536 |
| Map Reference | LB 51 PG 32 |
| Instrument Date | Oct 09, 2023 |
| Instrument | 2023-040536 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3545 OBSERVATORY LN, HOLT, MI 48842-9429 |
| Name | Verified Name |
|---|---|
| Address | 3545 OBSERVATORY LN, HOLT, MI 48842-9429 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 3545 OBSERVATORY LN, HOLT, MI 48842-9429 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030911 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-030911 |
| Name | FIRST HERITAGE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FEASTERVILLE TREVOSE, PA 19053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2040 |
Source: Ingham County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Delhi Charter Township |
| Unified School District | Holt Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,700 (+2.73%) Land $31,000 Building $115,700 | $293,400 (+2.73%) Land $62,000 Building $231,400 | |
| 2025 | $6,658.00 (+36.52%) Homeowner's exemption | $142,800 (+17.43%) Land $31,000 Building $111,800 | $285,600 (+17.43%) Land $62,000 Building $223,600 |
| 2023 | $121,600 Land $25,200 Building $96,400 | $243,200 Land $50,400 Building $192,800 | |
| 2022 | $4,877.00 |
Source: FEMA National Flood Hazard Layer as of July 2, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 106 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LANSING BOARD OF WATER & LIGHT serves 166,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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