3547 Heather Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3547 Heather Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,316 sqft · built 1997
Lot Size	5.88 acres (256,133 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-21.0-0-000-012.43`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-21.0-0-000-012.43`
Alternative APN	`2250210 01243`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,316 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	256,133 sqft
Garage Type	Attached
Garage Area	884 sqft
Porch	Open Frame Porch
Porch Area	1,616 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3547 HEATHER RD
City	FESTUS
State	MO
Zip	63028-4998
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	BROOKSTONE PHS 2 LOT 104
Legal Range	6E
Legal Township	39N
Legal Section	21
Legal Subdivision	BROOKSTONE PHS 2
Legal Block	2
Legal Lot Number	104
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2062
Census Tract	701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3547 HEATHER RD, FESTUS, MO 63028-4998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3547 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000026135
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	SERVICELINK

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3547 HEATHER RD FESTUS MO 630284998, FESTUS, MO 63028-4998

Mortgage

Document Number	0000026135
Date	Jul 23, 2020
Instrument	26135

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 22, 2030

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3547 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000022380
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3547 HEATHER RD FESTUS MO 630284998, FESTUS, MO 63028-4998

Mortgage

Document Number	0000022380
Date	Jul 20, 2017
Instrument	22380

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2032

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,000 (-) Land $5,900 Building $57,100	$331,700 (-) Land $31,100 Building $300,600
2025	$3,860.00 (+7.52%)	$63,000 (+8.81%) Land $5,900 Building $57,100	$331,700 (-) Land $31,100 Building $300,600
2024	$3,590.00 (+0.06%)		$331,700 (+8.86%) Land $31,100 Building $300,600
2023	$3,588.00	$57,900 Land $5,900 Building $52,000	$304,700 Land $31,100 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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