3525 Heather Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3525 Heather Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,653 sqft · built 1999
Lot Size	18.1 acres (792,356 sqft)
Owner	Individual Name on File
Last Sale	$56,300 (May 2017)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-22.0-0-000-003.02`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-22.0-0-000-003.02`
Alternative APN	`2250220 00302`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,653 sqft Living Area
Gross Area	3,463 sqft
1st Floor Area	2,653 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	792,356 sqft
Garage Type	Attached
Garage Area	810 sqft
Porch	Open Frame Porch
Porch Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3525 HEATHER RD
City	FESTUS
State	MO
Zip	63028-4998
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	BROOK STONE PHS 2 LOT 100
Legal Range	6E
Legal Township	39N
Legal Section	22
Legal Subdivision	BROOK STONE PHS 2
Legal Block	2
Legal Lot Number	100
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2062
Census Tract	701403

Owner

3525 Heather Rd is owned and occupied by an individual who bought it in May 2017.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3525 HEATHER RD, FESTUS, MO 63028-4998
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BK
May 26, 2017	Affidavit of Death, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Deed Document Number	201715968
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	0000015968
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3525 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000037335
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 HEATHER RD FESTUS MO 630284998, FESTUS, MO 63028-4998

Mortgage

Document Number	0000037335
Date	Nov 27, 2019
Instrument	37335

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Interest

Rate Type	Adjustable Rate

May 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	May 26, 2017
Property Address	3525 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000015968
Instrument Date	May 15, 2017
Instrument	15968
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 HEATHER RD FESTUS MO 630284998, FESTUS, MO 63028-4998

Mortgage

Document Number	15967
Date	May 26, 2017
Instrument	15967

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	May 25, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3525 Heather Rd was $3,688, up 7.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,200 (-) Land $9,200 Building $51,000	$316,700 (-) Land $48,200 Building $268,500
2025	$3,688.00 (+7.55%)	$60,200 Land $9,200 Building $51,000	$316,700 (-) Land $48,200 Building $268,500
2024	$3,429.00 (+0.06%)		$316,700 (+8.94%) Land $48,200 Building $268,500
2023	$3,427.00	$55,300 Land $9,200 Building $46,100	$290,700 Land $48,200 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3525 Heather Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3525 Heather Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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