3531 Heather Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3531 Heather Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,787 sqft · built 2004
Lot Size	5.83 acres (253,955 sqft)
Owner	Company Name on Record
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225.021.00000012`

Property Details

APN / Parcel Number

Primary APN	`225.021.00000012`
Alternative APN	`2250210 012`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,787 sqft Living Area
Gross Area	4,630 sqft
1st Floor Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	253,955 sqft
Garage Type	Attached
Garage Area	843 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	402 sqft
Deck Area	Deck Area
Patio Area	266 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3531 HEATHER RD
City	FESTUS
State	MO
Zip	63028-4998
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	BROOKSTONE PHS 2 LOT 101
Legal Subdivision	BROOKSTONE PHS 2
Legal Block	2
Legal Lot Number	101
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2062
Census Tract	701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3531 HEATHER RD, FESTUS, MO 63028-4998
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2023	Intrafamily Transfer, Transfer
Jul 17, 2020	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 1999
Deed Sale	Feb 8, 1999
Deed Book / Page	900 / 847
Last Transfer Date	May 9, 2023
Transfer Doc	0000011164
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3531 HEATHER RD, FESTUS, MO 63028-4998
Transaction Type	Mortgage
Record Updated	May 29, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 HEATHER RD, FESTUS, MO 63028-4998

Mortgage

Document Number	0000039672
Date	Sep 9, 2021
Instrument	2021R-039672

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	May 10, 2023
Property Address	3531 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000011164
Map Reference	MB 147 PG 5A
Instrument Date	May 9, 2023
Instrument	2023R-011164
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3531 HEATHER RD, FESTUS, MO 63028-4998

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3531 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000027065
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3133 BROOK STONE RD FESTUS MO 630285162, FESTUS, MO 63028-5162

Mortgage

Document Number	0000027065
Date	Jul 29, 2020
Instrument	27065

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Jul 28, 2032

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,000 (-) Land $5,700 Building $69,300	$394,600 (-) Land $29,900 Building $364,700
2025	$4,346.00 (+1.14%)	$75,000 (+8.23%) Land $5,700 Building $69,300	$394,600 (-) Land $29,900 Building $364,700
2024	$4,297.00 (+0.07%)		$394,600 (+8.17%) Land $29,900 Building $364,700
2023	$4,294.00	$69,300 Land $5,700 Building $63,600	$364,800 Land $29,900 Building $334,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE only, no 5G reported

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