3524 Heather Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3524 Heather Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,662 sqft · built 1997
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Company Names on Record
Last Sale	$384,159 (Dec 2023)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2025 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`22-5.0-21.0-0-000-012.34`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-21.0-0-000-012.34`
Alternative APN	`2250210 01234`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,662 sqft Living Area
Gross Area	3,166 sqft
1st Floor Area	2,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	222,156 sqft
Garage Type	Attached
Garage Area	504 sqft
Porch	Open Frame Porch
Porch Area	226 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3524 HEATHER RD
City	FESTUS
State	MO
Zip	63028-4998
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	BROOK STONE PHS 2 LOT 94
Legal Range	6E
Legal Township	39N
Legal Section	21
Legal Subdivision	BROOK STONE PHS 2
Legal Block	2
Legal Lot Number	94
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2061
Census Tract	701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6075 ANACAPRI EST, FESTUS, MO 63028-5214
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2023	Affidavit of Death of Joint Tenant, Transfer
Sep 7, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Sep 7, 2023
Deed Document Number	202332088
Prior Transfer Date	Sep 15, 2015
Prior Transfer Doc	0000031096
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Jan 13, 2026
Property Address	3524 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000000978
Map Reference	MB 147 PG 5A-6B
Instrument Date	Jan 13, 2026
Instrument	2026R-000978
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6075 ANACAPRI EST, FESTUS, MO 63028-5214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6075 ANACAPRI EST, FESTUS, MO 63028-5214

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3524 HEATHER RD, FESTUS, MO 63028-4998
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6075 ANACAPRI EST, FESTUS, MO 63028-5214

Mortgage

Document Number	0000023519
Date	Sep 15, 2025
Instrument	2025R-023519

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 28, 2023
Property Address	3524 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000032088
Map Reference	MB 147 PG 5B-6B
Instrument Date	Dec 27, 2023
Instrument	2023R-032088
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 TELFORD DR, SAINT LOUIS, MO 63125-2546

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6075 ANACAPRI EST, FESTUS, MO 63028-5214

Mortgage

Document Number	0000032091
Date	Dec 28, 2023
Instrument	2023R-032091

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JEFFERSON MO
Recording Date	Dec 28, 2023
Property Address	3524 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000032087
Map Reference	MB 147 PG 50-6B
Instrument Date	Dec 26, 2023
Instrument	2023R-032087
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 7, 2023
Property Address	3524 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000022353
Map Reference	MB 147 PG 5A&6B
Instrument Date	Aug 31, 2023
Instrument	2023R-022353
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 HEATHER RD, FESTUS, MO 63028-4998

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,800 (-) Land $5,900 Building $58,900	$341,200 (-) Land $31,100 Building $310,100
2025	$3,970.00 (+7.5%)	$64,800 (+8.72%) Land $5,900 Building $58,900
2024			$341,200 (+8.77%) Land $31,100 Building $310,100
2023	$3,693.00 (+10.34%)	$59,600 (+10.37%) Land $5,900 Building $53,700	$313,700 (+10.34%) Land $31,100 Building $282,600
2022	$3,347.00	$54,000 Land $5,600 Building $48,400
2021			$284,300 Land $29,400 Building $254,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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