3541 Heather Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3541 Heather Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,102 sqft · built 2003
Lot Size	5.3 acres (230,868 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jun 2016)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Jul 2026 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-21.0-0-000-012.44`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-21.0-0-000-012.44`
Alternative APN	`2250210 01244`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,102 sqft Living Area
Gross Area	3,522 sqft
1st Floor Area	1,902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	230,868 sqft
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Frame Porch
Porch Area	432 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3541 HEATHER RD
City	FESTUS
State	MO
Zip	63028-4998
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	BROOK STONE PHS 2 LOT 103
Legal Range	6E
Legal Township	39N
Legal Section	21
Legal Subdivision	BROOK STONE PHS 2
Legal Tract	103
Legal Block	2
Legal Lot Number	103
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2062
Census Tract	701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3541 HEATHER RD, FESTUS, MO 63028-4998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 11, 2020	Deed of Trust, Mortgage FEDERAL SVGS BK
Nov 2, 2019	Deed of Trust, Mortgage ARSENAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2016 · Amount on Record
Deed Sale	Jun 9, 2016 · Amount on Record
Deed Document Number	201617049
Last Transfer Date	Jul 29, 2026
Transfer Doc	0000020620
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 29, 2026
Property Address	3541 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000020620
Instrument Date	Jul 29, 2026
Instrument	202620620
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 HEATHER RD, FESTUS, MO 63028-4998

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3541 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000045218
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 HEATHER RD FESTUS MO 630284998, FESTUS, MO 63028-4998

Mortgage

Document Number	0000045218
Date	Nov 24, 2020
Instrument	45218

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3541 HEATHER RD, FESTUS, MO 63028-4998
Document Number	0000036042
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 HEATHER RD FESTUS MO 630284998, FESTUS, MO 63028-4998

Mortgage

Document Number	0000036042
Date	Nov 18, 2019
Instrument	36042

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 17, 2029

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,100 (-) Land $5,900 Building $44,200	$263,500 (-) Land $31,100 Building $232,400
2025	$3,069.00 (+6.01%)	$50,100 (+10.35%) Land $5,900 Building $44,200	$263,500 (-) Land $31,100 Building $232,400
2024	$2,895.00 (+2.92%)		$263,500 (+10.3%) Land $31,100 Building $232,400
2023	$2,813.00	$45,400 Land $5,900 Building $39,500	$238,900 Land $31,100 Building $207,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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