Okeechobee County property record for 3524 SW 20th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1972 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Feb 2005) |
| Tax Bill | $2,347 (2025) |
| Deeds & Mortgages | Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-30-37-35-0010-00100-0080 |
| Primary APN | 1-30-37-35-0010-00100-0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| Gross Area | 1,371 sqft |
| 1st Floor Area | 976 sqft |
| Utility Area | 80 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 192 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3524 SW 20TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-5430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 8 BLOCK 10 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 30 |
| Legal Subdivision | OAK PARK SUBDIVISION |
| Legal Block | 10 |
| Legal Lot Number | 8 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 910601 |
3524 SW 20th St is owned by an individual who acquired it in February 2021.
Source: Okeechobee County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 359 NW 31ST LN, OKEECHOBEE, FL 34972-1867 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2005 · Amount on File |
| Deed Sale | Feb 8, 2005 · Amount on File |
| Prior Sale | Feb 8, 2005 |
| Deed Document Number | 20052695 |
| Deed Book / Page | 553 / 935 |
| Last Transfer Date | Feb 9, 2021 |
| Transfer Doc | 0000001487 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Feb 9, 2021 |
| Property Address | 3524 SW 20TH ST, OKEECHOBEE, FL 34974-5430 |
| Document Number | 2021001487 |
| Map Reference | MB 3 PG 3 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 2021001487 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3374 SW 17TH ST, OKEECHOBEE, FL 34974-5404 |
The 2025 property tax bill for 3524 SW 20th St was $2,347.
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,347.00 | $145,926 Land $28,000 Building $117,926 | $145,926 Land $28,000 Building $117,926 |
| 2023 | $2,166.00 (+17.21%) | $149,830 (+23.57%) Land $20,000 Building $129,830 | $149,830 (+23.57%) Land $20,000 Building $129,830 |
| 2022 | $1,848.00 | $121,247 Land $13,000 Building $108,247 | $121,247 Land $13,000 Building $108,247 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3524 SW 20th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3524 SW 20th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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