3420 SW 20th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3420 SW 20th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,366 sqft · built 1973
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Jun 2025)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1-30-37-35-0010-00110-0020`

Property Details

APN / Parcel Number

Primary APN	`1-30-37-35-0010-00110-0020`
Alternative APN	`R13037350010001100020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,366 sqft Living Area
Gross Area	2,209 sqft
1st Floor Area	1,366 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3420 SW 20TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 2 BLOCK 11
Legal Range	35E
Legal Township	37S
Legal Section	30
Legal Subdivision	OAK PARK SUBDIVISION
Legal Block	11
Legal Lot Number	2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2015
Census Tract	910601

Owner

3420 SW 20th St is owned by an individual who bought it in June 2025.

Source: Okeechobee County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3425 HEATH DR, DELTONA, FL 32725-3098
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 1, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Deed Document Number	20255905
Prior Transfer Date	Jul 8, 2014
Prior Transfer Doc	0007481237
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 2, 2025
Property Address	3420 SW 20TH ST, OKEECHOBEE, FL 34974-5428
Document Number	0000005905
Map Reference	MB 3 PG 3
Instrument Date	May 29, 2025
Instrument	2025005905
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	CLEAR TITLE & LEGAL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,051.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 SE 2ND ST, OKEECHOBEE, FL 34974-4401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 HEATH DR, DELTONA, FL 32725-3098

Mortgage

Document Number	0000005906
Date	Jun 2, 2025
Instrument	2025005906

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2055

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 1, 2023
Property Address	3420 SW 20TH ST, OKEECHOBEE, FL 34974-5428
Document Number	0000002514
Map Reference	MB 3 PG 3
Instrument Date	Mar 1, 2023
Instrument	2023002514
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 SW 20TH ST, OKEECHOBEE, FL 34974-5428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 SW 20TH ST, OKEECHOBEE, FL 34974-5428

Tax Assessment & Valuation

The 2025 property tax bill for 3420 SW 20th St was $1,256.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,256.00	$80,090	$228,391 Land $28,000 Building $200,391
2023	$490.00 Homeowner's exemption	$75,566	$235,599 Land $20,000 Building $215,599

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3420 SW 20th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 SW 20th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 20th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures