Okeechobee County property record for 3503 SW 20th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,344 sqft · built 1972 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (May 2023) |
| Tax Bill | $2,042 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-30-37-35-0010-00080-0120 |
| Primary APN | 1-30-37-35-0010-00080-0120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,711 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Porch | Open Porch |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3503 SW 20TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-5429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 12 BLOCK 8 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 30 |
| Legal Subdivision | OAK PARK SUBDIVISION |
| Legal Block | 8 |
| Legal Lot Number | 12 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 910601 |
3503 SW 20th St is owned and occupied by an individual who bought it in May 2023.
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3503 SW 20TH ST, OKEECHOBEE, FL 34974-5429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on File |
| Deed Sale | May 4, 2023 · Amount on File |
| Deed Document Number | 2023005351 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | May 4, 2023 |
| Property Address | 3503 SW 20TH ST, OKEECHOBEE, FL 34974-5429 |
| Document Number | 0000005351 |
| Map Reference | MB 3 PG 3 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 2023005351 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | CLEAR TITLE & LEGAL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 RIVERPLACE BLVD APT 2102, 2102, JACKSONVILLE, FL 32207-1818 |
| Name | Verified Name |
|---|---|
| Address | 3671 NW 15TH AVE, OKEECHOBEE, FL 34972-1629 |
| Document Number | 0000005352 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023005352 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 3503 SW 20th St was $2,042 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,042.00 Homeowner's exemption | $189,563 Land $28,000 Building $161,563 | $189,563 Land $28,000 Building $161,563 |
| 2023 | $3,396.00 (+23.45%) | $197,864 (+24.89%) Land $20,000 Building $177,864 | $197,864 (+24.89%) Land $20,000 Building $177,864 |
| 2022 | $2,751.00 | $158,428 Land $13,000 Building $145,428 | $158,428 Land $13,000 Building $145,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3503 SW 20th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3503 SW 20th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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