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3502 SW 20th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3502 SW 20th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,248 sqft · built 1972
Lot Size0.223 acres (9,714 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Sep 2021)
Tax Bill$2,871 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-30-37-35-0010-00100-0090

Property Details

APN / Parcel Number

Primary APN1-30-37-35-0010-00100-0090
Alternative APN
  • R13037350010001000090

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area1,922 sqft
1st Floor Area1,248 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,714 sqft (0.223 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeCarport
Garage Area276 sqft
CarportCarport
Carport Area276 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3502 SW 20TH ST
CityOKEECHOBEE
StateFL
Zip34974-5430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 9 BLOCK 10
Legal Range35E
Legal Township37S
Legal Section30
Legal SubdivisionOAK PARK SUBDIVISION
Legal Block10
Legal Lot Number9
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2016
Census Tract910601

Owner

3502 SW 20th St is owned and occupied by two individuals who bought it in September 2021.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record2 Individual Names on File
Mailing Address3502 SW 20TH ST, OKEECHOBEE, FL 34974-5430
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2021 · Amount on File
Deed SaleSep 2, 2021 · Amount on File
Prior SaleJun 9, 2015 · Amount on File
Deed Document Number202111286
Prior Transfer DateJan 23, 2015
Prior Transfer Doc0007580145
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 2, 2021
Property Address3502 SW 20TH ST, OKEECHOBEE, FL 34974-5430
Document Number2021011286
Map ReferenceMB 3 PG 3
Instrument DateAug 31, 2021
Instrument2021011286
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7355 SW 13TH ST, 7355, OKEECHOBEE, FL 34974-3304

Transferred To (Grantee/Buyer)

NameVerified Name
Address3502 SW 20TH ST, OKEECHOBEE, FL 34974-5430

Mortgage

Document Number2021011287
DateSep 2, 2021
Instrument2021011287
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3502 SW 20th St was $2,871.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,871.00$157,280 Land $28,000 Building $129,280$157,280 Land $28,000 Building $129,280
2023$2,734.00 (+16.14%)$161,749 (+24.35%) Land $20,000 Building $141,749$161,749 (+24.35%) Land $20,000 Building $141,749
2022$2,354.00$130,071 Land $13,000 Building $117,071$130,071 Land $13,000 Building $117,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3502 SW 20th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3502 SW 20th St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 20th St

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