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3443 SW 20th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3443 SW 20th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,365 sqft · built 1981
Lot Size0.223 acres (9,714 sqft)
Owner2 Individual Names on Record
Last Sale$59,000 (Dec 1991)
Tax Bill$679 (2024)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1-30-37-35-0010-00070-0200

Property Details

APN / Parcel Number

Primary APN1-30-37-35-0010-00070-0200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,365 sqft Heated Area
Gross Area1,700 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,714 sqft (0.223 acres)
Lot Dimensions130 ft deep x 75 ft wide
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3443 SW 20TH ST
CityOKEECHOBEE
StateFL
Zip34974-5427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 20 BLOCK 7
Legal Range35E
Legal Township37S
Legal Section30
Legal SubdivisionOAK PARK SUBDIVISION
Legal Block7
Legal Lot Number20
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2014
Census Tract910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address3443 SW 20TH ST, OKEECHOBEE, FL 34974-5427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Apr 18, 2017Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1991 · Amount on Record
Deed SaleDec 1, 1991 · Amount on Record
Deed Document Number0000329516
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Recording DateMay 12, 2026
Property Address3443 SW 20TH ST, OKEECHOBEE, FL 34974-5427
Document Number0000005335
Instrument DateMay 4, 2026
Instrument20265335
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3443 SW 20TH ST, OKEECHOBEE, FL 34974-5427

Mortgage

Document Number0000005335,
DateMay 12, 2026
Instrument20265335
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.46%
Max Rate-1%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3443 SW 20TH ST, OKEECHOBEE, FL 34974-5427
Document Number0007900001
Book / Page000790 / 000001
Instrument DateApr 18, 2017
Transaction TypeMortgage
Record UpdatedJun 16, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3443 SW 20TH ST OKEECHOBEE FL 349745427, OKEECHOBEE, FL 34974-5427

Mortgage

Document Number0007900001
DateMay 2, 2017
Book Page000790/000001
Instrument4512
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,508 (+5.99%)$244,219 (-5.28%) Land $28,000 Building $216,219
2024$679.00 (+5.76%)
2023$642.00 (+20.45%) Homeowner's exemption$17,462 (+3%)$257,833 (+23.24%) Land $20,000 Building $237,833
2022$533.00 Homeowner's exemption$16,953$209,209 Land $13,000 Building $196,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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