Guadalupe County property record for 3523 Whisper Branch, Schertz, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 2,799 sqft · built 2005 |
| Lot Size | 0.685 acres (29,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,200 (Sep 2014) |
| Tax Bill | $3,268 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3563303300600000 |
| Primary APN | 1G3563303300600000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,799 sqft Living Area |
| Gross Area | 3,744 sqft |
| 1st Floor Area | 1,218 sqft |
| 2nd Floor Area | 1,581 sqft |
| Utility Area | 240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,828 sqft (0.685 acres) |
| Lot Dimensions | 234 ft deep x 128 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 22 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3523 WHISPER BR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 33 LOT 6 |
| Legal Subdivision | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 |
| Legal Tract | 6 |
| Legal Block | 33 |
| Legal Lot Number | 6 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 210613 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3523 WHISPER BR, SCHERTZ, TX 78108-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2014 · Amount on Record |
| Deed Sale | Sep 4, 2014 · Amount on Record |
| Prior Sale | Sep 15, 2011 · Amount on Record |
| Deed Document Number | 201415561 |
| Deed Book / Page | 4269 / 843 |
| Prior Transfer Date | Aug 22, 2014 |
| Prior Transfer Doc | 0000015561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 3523 WHISPER BR, SCHERTZ, TX 78108-2314 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3523 WHISPER BR, SCHERTZ, TX 78108-2314 |
| Document Number | 0099024667 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 202599024667 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,289 (+8.47%) Land $95,641 Building $338,648 | $434,289 (+5.17%) Land $95,641 Building $338,648 | |
| 2025 | $400,367 (-5.85%) Land $89,638 Building $323,285 | $412,923 (-2.89%) Land $89,638 Building $323,285 | |
| 2023 | $3,268.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $425,230 Land $107,603 Building $317,627 | $425,230 Land $107,603 Building $317,627 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: VTX Communications.
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