3519 Whisper Branch, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3519 Whisper Branch, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,963 sqft · built 2005
Lot Size	0.226 acres (9,839 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Jun 2018)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563303300500000`

Property Details

APN / Parcel Number

Primary APN	`1G3563303300500000`
Alternative APNs	`000000120733` `000000223246` `120733`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,963 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	1,306 sqft
2nd Floor Area	1,657 sqft
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,839 sqft (0.226 acres)
Lot Dimensions	122 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	136 sqft
Patio Area	390 sqft
Balcony Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3519 WHISPER BR
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 33 LOT 5
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract	5
Legal Block	33
Legal Lot Number	5
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3001
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3519 WHISPER BR, SCHERTZ, TX 78154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Document Number	201899014297
Prior Transfer Date	Jun 25, 2018
Prior Transfer Doc	0099014297
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 28, 2018
Property Address	3519 WHISPER BR, SCHERTZ, TX 78108-2314
Document Number	0000014297
Instrument Date	Jun 25, 2018
Instrument	14297
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 WHISPER BR SCHERTZ TX 781082314, SCHERTZ, TX 78108-2314

Mortgage

Document Number	14298
Date	Jun 28, 2018
Instrument	14298

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,612 (+10.34%) Land $53,885 Building $300,421	$354,306 (+10.56%) Land $53,885 Building $300,421
2025	$4,624.00 (-24.08%) Homeowner's exemption	$320,469 (-10.39%) Land $42,153 Building $278,316	$320,469 (-10.39%) Land $42,153 Building $278,316
2024	$6,091.00 (+11.76%)
2023	$5,450.00 (-10.9%) Homeowner's exemption	$357,618 Land $55,705 Building $301,913	$357,618 Land $55,705 Building $301,913
2022	$6,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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