3507 Whisper Branch, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3507 Whisper Branch, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 2006
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$253,876 (Dec 2022)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1G3563303300200000`

Property Details

APN / Parcel Number

Primary APN	`1G3563303300200000`
Alternative APNs	`000000120730` `000000150697` `000000279301` `120730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,531 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,531 sqft
Utility Area	64 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	160 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3507 WHISPER BR
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 33 LOT 2 .1263 AC
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract	2
Legal Block	33
Legal Lot Number	2
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3001
Census Tract	210613

Owner

3507 Whisper Branch is owned and occupied by two individuals who bought it in December 2022.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3507 WHISPER BR, SCHERTZ, TX 78108-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 2, 2022	Gift Deed, Transfer OLD REPUBLIC TITLE, ORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Prior Sale	Dec 2, 2022
Deed Document Number	202236186
Prior Transfer Date	Nov 23, 2022
Prior Transfer Doc	0000036185
Record Updated	Sep 20, 2026

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Dec 2, 2022
Property Address	3507 WHISPER BR, SCHERTZ, TX 78108-2314
Document Number	0099036186
Map Reference	VOL 6 PG 767-768
Instrument Date	Nov 30, 2022
Instrument	202299036186
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3507 WHISPER BR, SCHERTZ, TX 78108-2314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 WHISPER BR, SCHERTZ, TX 78108-2314

Mortgage

Document Number	0099036187
Date	Dec 2, 2022
Instrument	202299036187

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

December 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GUADALUPE TX
Recording Date	Dec 2, 2022
Property Address	3507 WHISPER BR, SCHERTZ, TX 78108-2314
Document Number	0099036185
Map Reference	VOL 6 PG 767&768
Instrument Date	Nov 23, 2022
Instrument	202299036185
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 WHISPER BR, SCHERTZ, TX 78108-2314

Tax Assessment & Valuation

The 2025 property tax bill for 3507 Whisper Branch was $2,785 with a homeowner's exemption, down 34% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,718 (+1.38%) Land $40,703 Building $187,015	$227,718 (+1.38%) Land $40,703 Building $187,015
2025	$2,785.00 (-34%) Homeowner's exemption	$224,624 Land $28,726 Building $195,898	$224,624 Land $28,726 Building $195,898
2024	$4,220.00 (+7.08%)
2023	$3,941.00 (+346.32%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$261,506 Land $40,007 Building $221,499	$261,506 Land $40,007 Building $221,499
2022	$883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3507 Whisper Branch in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3507 Whisper Branch is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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