3503 Whisper Branch, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3503 Whisper Branch, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details2,000 sqft · built 2005
Lot Size0.137 acres (5,963 sqft)
OwnerIndividual Name on Record
Last Sale$158,800 (Sep 2014)
Tax Bill$1,875 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1G3563303300100000

Property Details

APN / Parcel Number

Primary APN1G3563303300100000
Alternative APNs
  • 000000120729
  • 000000178305
  • 120729

Interior

Stories1 Story
Building Area2,000 sqft Living Area
Gross Area2,520 sqft
1st Floor Area2,000 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area5,963 sqft (0.137 acres)
Lot Dimensions109 ft deep x 54 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area157 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address3503 WHISPER BR
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 33 LOT 1
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract1
Legal Block33
Legal Lot Number1
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3001
Census Tract210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3503 WHISPER BR, SCHERTZ, TX 78108-2314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2014 · Amount on Record
Deed SaleSep 19, 2014 · Amount on Record
Prior SaleJul 6, 2006 · Amount on Record
Deed Document Number201416557
Deed Book / Page4275 / 695
Prior Transfer DateSep 15, 2014
Prior Transfer Doc0000016557
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3503 WHISPER BR, SCHERTZ, TX 78108-2314
Document Number0000013006
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3503 WHISPER DR SCHERTZ TX 78108, SCHERTZ, TX 78108

Mortgage

Document Number0000013006
DateMay 29, 2020
Instrument13006
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,624 (+3.02%) Land $42,213 Building $229,411$271,624 (+3.02%) Land $42,213 Building $229,411
2025$1,875.00 (-34.07%) Homeowner's exemption Senior Citizen's exemption$263,665 (-12.54%) Land $30,240 Building $233,425$263,665 (-12.54%) Land $30,240 Building $233,425
2024$2,844.00 (-0.14%)
2023$2,848.00 (-33.61%) Homeowner's exemption Senior Citizen's exemption$301,482 Land $41,784 Building $259,698$301,482 Land $41,784 Building $259,698
2022$4,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: VTX Communications.

Nearby Properties on Whisper Branch

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