3515 Whisper Branch, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3515 Whisper Branch, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,451 sqft · built 2006
Lot Size	0.126 acres (5,491 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,900 (Sep 2019)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563303300400000`

Property Details

APN / Parcel Number

Primary APN	`1G3563303300400000`
Alternative APNs	`000000120732` `000000236778` `120732`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,451 sqft Living Area
Gross Area	3,096 sqft
1st Floor Area	1,424 sqft
2nd Floor Area	1,027 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,491 sqft (0.126 acres)
Lot Dimensions	104 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	112 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3515 WHISPER BR
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 33 LOT 4 0.126 AC
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract	4
Legal Block	33
Legal Lot Number	4
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3001
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3515 WHISPER BR, SCHERTZ, TX 78108-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Nov 14, 2007 · Amount on Record
Deed Document Number	201999020136
Prior Transfer Date	Sep 3, 2019
Prior Transfer Doc	0099020136
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 4, 2019
Property Address	3515 WHISPER BR, SCHERTZ, TX 78108-2314
Document Number	0000020136
Instrument Date	Sep 3, 2019
Instrument	20136
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	CORRIDOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3515 WHISPER BR SCHERTZ TX 781082314, SCHERTZ, TX 78108-2314

Mortgage

Document Number	20137
Date	Sep 4, 2019
Instrument	20137

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,193 (+7.56%) Land $40,656 Building $252,537	$293,193 (+7.56%) Land $40,656 Building $252,537
2025	$3,705.00 (-29.52%) Homeowner's exemption	$272,592 (-12.42%) Land $28,680 Building $243,912	$272,592 (-12.42%) Land $28,680 Building $243,912
2024	$5,257.00 (+12.11%)
2023	$4,689.00 (-12.34%) Homeowner's exemption	$311,249 (+4.74%) Land $39,953 Building $271,296	$311,249 (+4.74%) Land $39,953 Building $271,296
2022	$5,349.00 Homeowner's exemption	$297,175 Land $39,000 Building $258,175	$297,175 Land $39,000 Building $258,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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