352 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 352 Charles St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,106 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2021)
Tax Bill	$4,645 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
APN	`005823`

Property Details

APN / Parcel Number

Primary APN	`005823`
Alternative APNs	`TORR M:134 B:001 L:022` `5823`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
Gross Area	2,420 sqft
Basement Area	790 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	5823
Street Address	352 CHARLES ST
City	TORRINGTON
State	CT
Zip	06790-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	1
Legal Lot Number	22
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1002
Census Tract	310500

Owner

352 Charles St is owned and occupied by two individuals who bought it in August 2021.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	352 CHARLES ST, TORRINGTON, CT 06790-3418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Aug 5, 2019	Warranty Deed, Transfer · FHA Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Aug 5, 2019 · Amount on File
Deed Document Number	2021468026
Deed Book / Page	1342 / 728
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Aug 9, 2021
Property Address	352 CHARLES ST, TORRINGTON, CT 06790-3418
Document Number	1342-728
Book / Page	1342 / 728
Instrument Date	Aug 6, 2021
Instrument	2021-468026
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021468027
Date	Aug 9, 2021
Instrument	2021-468027

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Aug 5, 2019
Property Address	352 CHARLES ST, TORRINGTON, CT 06790-3418
Document Number	1292-1073
Book / Page	1292 / 1073
Instrument Date	Jun 13, 2019
Instrument	2019-450139
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019450140
Date	Aug 5, 2019
Instrument	2019-450140

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 352 Charles St was $4,645, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,645.00 (-12.97%)	$138,810 (-) Land $23,800 Building $115,010	$272,007 (+179.94%)
2025	$5,337.00	$138,810 Land $23,800 Building $115,010	$97,167 Land $16,660 Building $80,507
2024	$5,337.00 (+45.5%)
2023	$3,668.00 (+1.72%)	$76,490 (-) Land $23,770 Building $52,720
2022	$3,606.00	$76,490 Land $23,770 Building $52,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 352 Charles St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 352 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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