344 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 344 Charles St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2024)
Tax Bill	$5,425 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
APN	`004773`

Property Details

APN / Parcel Number

Primary APN	`004773`
Alternative APNs	`TORR M:134 B:001 L:023` `4773`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,995 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	4773
Street Address	344 CHARLES ST
City	TORRINGTON
State	CT
Zip	06790-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	1
Legal Lot Number	23
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1002
Census Tract	310500

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	344 CHARLES ST, TORRINGTON, CT 06790-3418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO
Aug 11, 2021	Warranty Deed, Transfer · FHA Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Dec 3, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	2024493665
Deed Book / Page	1415 / 875
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jun 18, 2024
Property Address	344 CHARLES ST, TORRINGTON, CT 06790-3418
Document Number	001415-875
Book / Page	1415 / 875
Instrument Date	Jun 14, 2024
Instrument	2024-493665
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2024493666
Date	Jun 18, 2024
Instrument	2024-493666

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001415-895
Date	Jun 18, 2024
Book Page	1415/895
Instrument	2024-493667

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2034

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Aug 11, 2021
Property Address	344 CHARLES ST, TORRINGTON, CT 06790-3418
Document Number	1342-1126
Book / Page	1342 / 1126
Instrument Date	Aug 9, 2021
Instrument	2021-468123
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021468124
Date	Aug 11, 2021
Instrument	2021-468124

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Dec 3, 2018
Property Address	344 CHARLES ST, TORRINGTON, CT 06790-3418
Document Number	1278-253
Book / Page	1278 / 253
Instrument Date	Oct 24, 2018
Instrument	2018-443416
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 CHARLES ST, TORRINGTON, CT 06790-3418

Mortgage

Document Number	2018443417
Date	Dec 3, 2018
Instrument	2018-443417

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,425.00 (-12.98%)	$162,120 (-) Land $23,800 Building $138,320	$272,275 (+139.92%)
2025	$6,234.00	$162,120 (+56.65%) Land $23,800 Building $138,320	$113,484 Land $16,660 Building $96,824
2024	$6,234.00 (+25.61%)
2023	$4,963.00 (+32.63%)	$103,490 (+30.36%) Land $23,760 Building $79,730
2022	$3,742.00	$79,390 Land $23,770 Building $55,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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