337 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 337 Charles St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,287 sqft · built 1949
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Jul 2025)
Tax Bill	$4,958 (2026)
Deeds & Mortgages	Jul 2025 Sale & Line of Credit Mar 2023 Sale & Mortgage
APN	`004523`

Property Details

APN / Parcel Number

Primary APN	`004523`
Alternative APNs	`TORR M:123 B:008 L:005` `4523`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
Gross Area	2,650 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	4523
Street Address	337 CHARLES ST
City	TORRINGTON
State	CT
Zip	06790-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	8
Legal Lot Number	5
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	3
Census Block	3005
Census Tract	310100

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	337 CHARLES ST, TORRINGTON, CT 06790-3419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Warranty Deed, Transfer · Line of Credit V I P MORTGAGE INC
Mar 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	2025502376
Deed Book / Page	1440 / 153
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 9, 2025
Property Address	337 CHARLES ST, TORRINGTON, CT 06790-3419
Document Number	001440-153
Book / Page	1440 / 153
Instrument Date	Jul 8, 2025
Instrument	2025-502376
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 CHARLES ST, TORRINGTON, CT 06790-3419

Mortgage

Document Number	2025502377
Date	Jul 9, 2025
Instrument	2025-502377

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	001440-181
Date	Jul 9, 2025
Book Page	1440/181
Instrument	2025-502378

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Mar 23, 2023
Property Address	337 CHARLES ST, TORRINGTON, CT 06790-3419
Document Number	001385-705
Book / Page	1385 / 705
Instrument Date	Mar 22, 2023
Instrument	2023-481825
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	2023481828
Date	Mar 23, 2023
Instrument	2023-481828

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,958.00 (-12.99%)	$148,190 (-) Land $23,800 Building $124,390	$273,542 (+163.7%)
2025	$5,698.00	$148,190 (+89.72%) Land $23,800 Building $124,390	$103,733 Land $16,660 Building $87,073
2024	$5,698.00 (+52.11%)
2023	$3,746.00 (+1.74%)	$78,110 (-) Land $23,770 Building $54,340
2022	$3,682.00	$78,110 Land $23,770 Building $54,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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