375 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 375 Charles St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,082 sqft · built 1957
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Jul 2018)
Tax Bill	$5,640 (2026)
Deeds & Mortgages	Nov 2018 Refinance Jul 2018 Sale & Mortgage
APN	`002522`

Property Details

APN / Parcel Number

Primary APN	`002522`
Alternative APNs	`TORR M:134 B:002 L:002` `2522`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
Gross Area	2,724 sqft
Basement Area	1,082 sqft
Unfinished Basement	382 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	2522
Street Address	375 CHARLES ST
City	TORRINGTON
State	CT
Zip	06790-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	2
Legal Lot Number	2
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	3
Census Block	3005
Census Tract	310100

Owner

375 Charles St is owned and occupied by two individuals who bought it in July 2018.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	375 CHARLES ST, TORRINGTON, CT 06790-3419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL HOME LOAN BANK OF BOSTON
Jul 18, 2018	Deed, Transfer FARMINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Deed Book / Page	1270 / 588
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	375 CHARLES ST, TORRINGTON, CT 06790-3419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1276-754
Date	Nov 1, 2018
Book Page	1276/754
Instrument	2018-442811

Lender

Name	FEDERAL HOME LOAN BANK OF BOSTON

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 18, 2018
Property Address	375 CHARLES ST, TORRINGTON, CT 06790-3419
Document Number	1270-588
Book / Page	1270 / 588
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12700590
Date	Jul 18, 2018
Instrument	01270/0590

Lender

Name	FARMINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 375 Charles St was $5,640, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,640.00 (-12.98%)	$168,560 (-) Land $23,800 Building $144,760	$286,947 (+143.19%)
2025	$6,481.00	$168,560 Land $23,800 Building $144,760	$117,992 Land $16,660 Building $101,332
2024	$6,481.00 (+48.2%)
2023	$4,373.00 (+1.72%)	$91,190 (-) Land $23,760 Building $67,430
2022	$4,299.00	$91,190 Land $23,760 Building $67,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 375 Charles St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charles St

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