345 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 345 Charles St, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,612 sqft · built 1942
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Jun 2017)
Tax Bill$5,933 (2026)
Deeds & MortgagesJun 2017 Sale & Mortgage
APN003196

Property Details

APN / Parcel Number

Primary APN003196
Alternative APNs
  • TORR M:123 B:008 L:006
  • 3196

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,612 sqft Living Area
Gross Area2,606 sqft
Basement Area806 sqft
Unfinished Basement806 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number3196
Street Address345 CHARLES ST
CityTORRINGTON
StateCT
Zip06790-3419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S
Legal Block8
Legal Lot Number6
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group3
Census Block3005
Census Tract310100

Owner

345 Charles St is owned and occupied by two individuals who bought it in June 2017.

Source: Torrington City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address345 CHARLES ST, TORRINGTON, CT 06790-3419
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2017 · Amount on File
Deed SaleJun 5, 2017 · Amount on File
Deed Book / Page1248 / 782
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateJun 5, 2017
Property Address345 CHARLES ST, TORRINGTON, CT 06790-3419
Document Number1248-782
Book / Page1248 / 782
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$41.93
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12480784
DateJun 5, 2017
Instrument01248/0784
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 345 Charles St was $5,933, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,933.00 (-12.98%)$177,310 (-) Land $24,010 Building $153,300$298,367 (+140.39%)
2025$6,818.00$177,310 Land $24,010 Building $153,300$124,117 Land $16,807 Building $107,310
2024$6,818.00 (+53.21%)
2023$4,450.00 (+1.74%)$92,780 (-) Land $24,000 Building $68,780
2022$4,374.00$92,780 Land $24,000 Building $68,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 345 Charles St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Charles St

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