352 Banks St, Cornelia, GA 30531 Property Records

Habersham County property record for 352 Banks St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1917
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Jun 2017)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089D051`

Property Details

APN / Parcel Number

Primary APN	`089D051`
Alternative APNs	`673543` `398930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Heated Area
Gross Area	2,044 sqft
1st Floor Area	1,530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 2000
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Metal
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	260 ft deep x 85 ft wide

Exterior Amenities

Porch	Slab
Porch Area	290 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	398930
Street Address	352 BANKS ST
City	CORNELIA
State	GA
Zip	30531-3924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-172 237 BANKS ST DB 1141-263
Legal Subdivision	PLAT PREPARED WILLIAM HUNICUTT
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3007
Census Tract	604

Owner

Source: Habersham County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	352 BANKS ST, CORNELIA, GA 30531-3924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Jun 12, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	Nov 8, 2010 · Amount on Record
Deed Document Number	20171123
Deed Book / Page	1141 / 263
Transfer Doc	000938/217
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	352 BANKS ST, CORNELIA, GA 30531-3924
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 BANKS ST, CORNELIA, GA 30531-3924

Mortgage

Document Number	0000001302/0000000298
Date	Apr 18, 2022
Book Page	0000001302/0000000298

Lender

Name	REGIONS BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 12, 2017
Property Address	352 BANKS ST, CORNELIA, GA 30531-3924
Document Number	001141/263
Book / Page	1141 / 263
Instrument Date	Jun 12, 2017
Instrument	2017-001123
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 BANKS ST, CORNELIA, GA 30531-3924

Mortgage

Document Number	1141/264
Date	Jun 13, 2017
Book Page	1141/264

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,458.00 (+85.22%)	$102,768 (+42.82%) Land $28,598 Building $74,170	$256,922 (+42.82%) Land $71,496 Building $185,426
2023	$1,867.00 (+17.27%)	$71,956 (+17.28%) Land $13,596 Building $58,360	$179,890 (+17.28%) Land $33,990 Building $145,900
2022	$1,592.00	$61,356 Land $11,216 Building $50,140	$153,390 Land $28,040 Building $125,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Banks St

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