Habersham County property record for 371 Banks St, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,870 sqft · built 1917 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,480 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 089D065 |
| Primary APN | 089D065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,870 sqft Heated Area |
| Gross Area | 4,020 sqft |
| 1st Floor Area | 1,948 sqft |
| Attic | Attic |
| Attic Area | 828 sqft |
| Basement Area | 512 sqft |
| Unfinished Basement | 512 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Porch | Slab |
| Porch Area | 612 sqft |
| Utility Building | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 398957 |
|---|---|
| Street Address | 371 BANKS ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-3929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 10-172 PEYTON SCH- 160-587 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 604 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1368 BLUE GRASS CT, DEMOREST, GA 30535-5306 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,480.00 Homeowner's exemption Senior Citizen's exemption | $192,447 (+146.9%) Land $27,000 Building $165,447 | $481,118 (+146.9%) Land $67,500 Building $413,618 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $77,944 (+16.87%) Land $18,000 Building $59,944 | $194,860 (+16.87%) Land $45,000 Building $149,860 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $66,692 Land $14,852 Building $51,840 | $166,730 Land $37,130 Building $129,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Point Broadband.
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