265 Banks St, Cornelia, GA 30531 Property Records

Habersham County property record for 265 Banks St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1927
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Mar 2019)
Tax Bill	$1,324 (2023)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`089D057`

Property Details

APN / Parcel Number

Primary APN	`089D057`
Alternative APN	`676664`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Heated Area
Gross Area	1,586 sqft
1st Floor Area	1,176 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	137 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	354 sqft
Canopy	56 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	676664
Street Address	265 BANKS ST
City	CORNELIA
State	GA
Zip	30531-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-171 PEYTON SCHH DB 1187-464
Legal Subdivision	J W PEYTON SCHOOL HOUSE SUB
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3006
Census Tract	604

Owner

Source: Habersham County records, as of March 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 642, BALDWIN, GA 30511-0642
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Deed Document Number	0001187464
Deed Book / Page	1187 / 464
Record Updated	Jun 7, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 18, 2019
Property Address	265 BANKS ST, CORNELIA, GA 30531-3928
Document Number	001187/464
Book / Page	1187 / 464
Instrument Date	Mar 18, 2019
Instrument	2019-000405
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 642, BALDWIN, GA 30511-0642

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,324.00 (+16.86%)	$51,024 (+16.8%) Land $7,760 Building $43,264	$127,560 (+16.8%) Land $19,400 Building $108,160
2022	$1,133.00	$43,684 Land $6,404 Building $37,280	$109,210 Land $16,010 Building $93,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Banks St

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