Habersham County property record for 320 Banks St, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 2005 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,400 (May 2015) |
| Tax Bill | $2,971 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 089D050 |
| Primary APN | 089D050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Heated Area |
| Gross Area | 1,786 sqft |
| 1st Floor Area | 988 sqft |
| Upper Floors Area | 544 sqft |
| Attic | Attic |
| Attic Area | 544 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 252 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 176 sqft |
| Utility Building | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 398928 |
|---|---|
| Street Address | 320 BANKS ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-3924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 10-172 PB 48-66 DB 1083-642 |
| Legal Subdivision | PREPARED WILLIAM HUNICUTT |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 604 |
Source: Habersham County records, as of September 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 BANKS ST, CORNELIA, GA 30531-3924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2015 · Amount on Record |
| Deed Sale | May 11, 2015 · Amount on Record |
| Prior Sale | Nov 9, 2012 · Amount on Record |
| Deed Document Number | 20151454 |
| Deed Book / Page | 1083 / 642 |
| Prior Transfer Date | Oct 26, 2005 |
| Prior Transfer Doc | 000728/943 |
| Record Updated | Jun 8, 2026 |
Source: Habersham County assessment roll, as of September 8, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,971.00 (+81.71%) | $88,275 (+40.12%) Land $14,645 Building $73,630 | $220,686 (+40.12%) Land $36,612 Building $184,074 |
| 2023 | $1,635.00 (+17.37%) | $63,000 (+17.31%) Land $8,880 Building $54,120 | $157,500 (+17.31%) Land $22,200 Building $135,300 |
| 2022 | $1,393.00 | $53,704 Land $7,328 Building $46,376 | $134,260 Land $18,320 Building $115,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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