Habersham County property record for 291 Banks St, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,719 sqft · built 1927 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,000 (Oct 2007) |
| Flood Zone | Zone X (minimal risk) |
| APN | 089D056 |
| Primary APN | 089D056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,719 sqft Heated Area |
| Gross Area | 2,213 sqft |
| 1st Floor Area | 1,599 sqft |
| Basement Area | 120 sqft |
| Unfinished Basement | 120 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Lot Dimensions | 125 ft deep x 130 ft wide |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 194 sqft |
| Patio Area | 194 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Canopy | 288 sqft |
| Storage Building | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 658096 |
|---|---|
| Street Address | 291 BANKS ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 10-171 172 PB 39-163 842-1007 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 604 |
Source: Habersham County records, as of March 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 611, CORNELIA, GA 30531-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2007 · Amount on Record |
| Deed Sale | Oct 15, 2007 · Amount on Record |
| Deed Document Number | 0000826193 |
| Deed Book / Page | 826 / 193 |
| Prior Transfer Date | Oct 1, 2007 |
| Prior Transfer Doc | 0000826193 |
| Record Updated | Jun 7, 2026 |
Source: Habersham County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | Homeowner's exemption | $66,260 (+17.14%) Land $7,520 Building $58,740 | $165,650 (+17.14%) Land $18,800 Building $146,850 |
| 2022 | Homeowner's exemption | $56,564 Land $6,204 Building $50,360 | $141,410 Land $15,510 Building $125,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Point Broadband.
5G (outdoors only) and 4G LTE
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