Anne Arundel County property record for 3515 Flat Water Pl, Laurel, MD 20724
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,756 sqft · built 1995 |
| Lot Size | 0.034 acres (1,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (May 2009) |
| Tax Bill | $3,479 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-675-90080295 |
| Primary APN | 04-675-90080295 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,756 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,500 sqft (0.034 acres) |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 67590080295 |
|---|---|
| Street Address | 3515 FLAT WATER PL |
| City | LAUREL |
| State | MD |
| Zip | 20724-1999 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 104 PH 1 PAR 2/16 RUSSETT |
| Legal Subdivision | RUSSETT |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 104 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 740501 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3515 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NASA FCU |
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2009 · Amount on Record |
| Deed Sale | May 28, 2009 · Amount on Record |
| Prior Sale | Sep 9, 2005 · Amount on Record |
| Deed Document Number | 20093423 |
| Deed Book / Page | 21073 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3515 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | US TITLE INSURANCE AGENCY, CU TITLE INSURANCE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3515 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Document Number | 0398180121 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 39818/121 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 20, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3515 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Title Company | CAMPUS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0385080475 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 38508/475 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3515 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Document Number | 0317030223 |
| Book / Page | 031703 / 000223 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | IMORTGAGE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3515 FLAT WATER PL LAUREL MD 207241999, LAUREL, MD 20724-1999 |
| Document Number | 0317030223 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 031703/000223 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,400 (+19.93%) | $373,000 (+10.49%) Land $200,000 Building $173,000 | |
| 2025 | $3,479.00 (+21.3%) | ||
| 2023 | $2,868.00 Homeowner's exemption | $291,333 | $337,600 Land $180,000 Building $157,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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