Anne Arundel County property record for 3517 Flat Water Pl, Laurel, MD 20724
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,766 sqft · built 1995 |
| Lot Size | 0.06 acres (2,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Dec 2023) |
| Tax Bill | $3,940 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-675-90080294 |
| Primary APN | 04-675-90080294 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,766 sqft Living Area |
| 1st Floor Area | 654 sqft |
| Basement Area | 494 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 2,625 sqft (0.06 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 67590080294 |
|---|---|
| Street Address | 3517 FLAT WATER PL |
| City | LAUREL |
| State | MD |
| Zip | 20724-1999 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 103 PH 1 PAR 2/16 RUSSETT |
| Legal Subdivision | RUSSETT |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 103 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 740501 |
Source: Anne Arundel County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3517 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on Record |
| Deed Sale | Dec 4, 2023 · Amount on Record |
| Prior Sale | Jul 18, 1995 · Amount on Record |
| Deed Book / Page | 40095 / 47 |
| Last Transfer Date | Nov 12, 2024 |
| Transfer Doc | 0409720142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 4, 2023 |
| Property Address | 3517 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Document Number | 0400950047 |
| Book / Page | 40095 / 47 |
| Map Reference | MB 149 FO 1-6 PL8024 |
| Instrument Date | Nov 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | AWO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3517 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Document Number | 0004009554 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 40095/54 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Number | 0400990084 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 40099/84 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,940.00 (+2.52%) | $339,667 (+5.88%) | $377,400 (+17.64%) Land $200,000 Building $177,400 |
| 2025 | $3,843.00 (+2.21%) | $320,800 (+12.51%) Land $180,000 Building $140,800 | $320,800 (-) Land $180,000 Building $140,800 |
| 2024 | $3,760.00 (+20.78%) | ||
| 2023 | $3,113.00 | $285,133 | $320,800 Land $180,000 Building $140,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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