3512 Flat Water Pl, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3512 Flat Water Pl, Laurel, MD 20724

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,954 sqft · built 1994
Lot Size	0.034 acres (1,500 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jan 2020)
Tax Bill	$3,713 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-675-90080308`

Property Details

APN / Parcel Number

Primary APN	`04-675-90080308`
Alternative APNs	`467590080308` `67590080308`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,954 sqft Living Area
1st Floor Area	760 sqft
Basement Area	570 sqft
Finished Basement	570 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,500 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	67590080308
Street Address	3512 FLAT WATER PL
City	LAUREL
State	MD
Zip	20724-1998
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 117 PH 1 PAR 2/16 RUSSETT
Legal Subdivision	RUSSETT
Legal Phase	1
Legal Block	2
Legal Lot Number	117
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2012
Census Tract	740501

Owner

3512 Flat Water Pl, a townhouse, is owned and occupied by an individual who bought it in January 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3512 FLAT WATER PL, LAUREL, MD 20724-1998
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2020 · Amount on File
Deed Sale	Jan 8, 2020 · Amount on File
Prior Sale	Nov 21, 1994 · Amount on File
Deed Book / Page	34051 / 245
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 8, 2020
Property Address	3512 FLAT WATER PL, LAUREL, MD 20724-1998
Document Number	0340510245
Book / Page	034051 / 000245
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	ASSURANCE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3512 FLAT WATER PL LAUREL MD 207241998, LAUREL, MD 20724-1998

Mortgage

Document Number	340510251
Date	Jan 8, 2020
Book Page	034051/000251

Lender

Name	CITY LNDG
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3512 Flat Water Pl was $3,713 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,667	$385,000 Land $200,000 Building $185,000
2025	$3,713.00
2023	$3,092.00 Homeowner's exemption	$301,367	$348,500 Land $180,000 Building $168,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3512 Flat Water Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3512 Flat Water Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20