3510 Flat Water Pl, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3510 Flat Water Pl, Laurel, MD 20724

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,722 sqft · built 1994
Lot Size0.052 acres (2,250 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Mar 2016)
Tax Bill$4,073 (2025)
Deeds & MortgagesJan 2024 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-675-90080307

Property Details

APN / Parcel Number

Primary APN04-675-90080307
Alternative APNs
  • 467590080307
  • 67590080307

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,722 sqft Living Area
1st Floor Area654 sqft
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,250 sqft (0.052 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number67590080307
Street Address3510 FLAT WATER PL
CityLAUREL
StateMD
Zip20724-1998
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 116 PH 1 PAR 2/16 RUSSETT
Legal SubdivisionRUSSETT
Legal Phase1
Legal Block2
Legal Lot Number116
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group2
Census Block2012
Census Tract740501

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address934 5TH ST, LAUREL, MD 20707-5106
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2024Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Aug 19, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2016 · Amount on Record
Deed SaleMar 21, 2016 · Amount on Record
Prior SaleNov 14, 2002 · Amount on Record
Deed Book / Page29377 / 137
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3510 FLAT WATER PL, LAUREL, MD 20724-1998
Transaction TypeMortgage
Record UpdatedJan 16, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3510 FLAT WATER PL, LAUREL, MD 20724-1998

Mortgage

Document Number0401560480
DateJan 3, 2024
Book Page40156/480
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term267 Months
DueApr 1, 2046

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3510 FLAT WATER PL, LAUREL, MD 20724-1998
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3510 FLAT WATER PL, LAUREL, MD 20724-1998

Mortgage

Document Number0373920082
DateAug 19, 2021
Book Page37392/82
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term296 Months
DueApr 1, 2046

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,133 (+17.16%)$375,800 (+13.43%) Land $200,000 Building $175,800
2025$4,073.00 (+26.26%)
2023$3,226.00$295,433$331,300 Land $180,000 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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