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3513 Flat Water Pl, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3513 Flat Water Pl, Laurel, MD 20724

Property Summary

Property TypeExempt (Full or Partial)
Details3.5 ba · 1,960 sqft · built 1995
Lot Size0.034 acres (1,500 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Dec 2019)
Tax Bill$465 (2025)
Deeds & MortgagesJan 2020 Transfer
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-675-90080296

Property Details

APN / Parcel Number

Primary APN04-675-90080296
Alternative APNs
  • 4-675-90080296
  • 67590080296

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,960 sqft Gross Area
1st Floor Area760 sqft
Basement Area576 sqft
Finished Basement576 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,500 sqft (0.034 acres)
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number67590080296
Street Address3513 FLAT WATER PL
CityLAUREL
StateMD
Zip20724-1999
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionLT 105 PH 1 PAR 2/16 RUSSETT
Legal SubdivisionRUSSETT
Legal Phase1
Legal Block2
Legal Lot Number105
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group2
Census Block2012
Census Tract740501

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3513 FLAT WATER PL, LAUREL, MD 20724-1999
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Quit Claim Deed, Transfer
CAPITOL TITLE GROUP
Dec 5, 2019Grant Deed, Transfer · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2019 · Amount on File
Deed SaleDec 5, 2019 · Amount on File
Prior SaleJun 25, 2007 · Amount on File
Deed Book / Page33921 / 474
Last Transfer DateDec 18, 2019
Transfer Doc0340800488
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 15, 2020
Property Address3513 FLAT WATER PL, LAUREL, MD 20724-1999
Document Number0340800488
Book / Page034080 / 000488
Instrument DateDec 18, 2019
Transaction TypeTransfer
Record UpdatedFeb 5, 2020
Title CompanyCAPITOL TITLE GROUP

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3513 FLAT WATER PL LAUREL MD 207241999, LAUREL, MD 20724-1999

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateDec 5, 2019
Property Address3513 FLAT WATER PL, LAUREL, MD 20724-1999
Document Number0339210474
Book / Page033921 / 000474
Instrument DateOct 29, 2019
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyCAPITOL TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3513 FLAT WATER PL LAUREL MD 207241999, LAUREL, MD 20724-1999

Mortgage

Document Number339210478
DateDec 5, 2019
Book Page033921/000478
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 4, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,467 (+3.48%)$392,200 (+10.45%) Land $200,000 Building $192,200
2025$465.00 (+4.97%)$355,100 (+16.9%) Land $180,000 Building $175,100$355,100 (-) Land $180,000 Building $175,100
2024$443.00
2023Disabled Person's exemption Veteran's exemption$303,767$355,100 Land $180,000 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Believe Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20

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