3515 Clay Brick Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3515 Clay Brick Rd, Harmony, FL 34773

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,876 sqft · built 2014
Lot Size0.057 acres (2,526 sqft)
OwnerIndividual on Record
Last Sale$191,000 (Aug 2015)
Tax Bill$4,098 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN30263228770001011D

Property Details

APN / Parcel Number

Primary APN30263228770001011D
Alternative APN
  • 148661

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,876 sqft Heated Area
Gross Area2,517 sqft
1st Floor Area938 sqft
Upper Floors Area938 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,526 sqft (0.057 acres)
Garage TypeFinished
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area181 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number148661
Street Address3515 CLAY BRICK RD
CityHARMONY
StateFL
Zip34773-6062
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 11D
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY TOWNHOMES
Legal Tract2877
Legal Block1
Legal Lot Number11
Legal Unit11
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2190
Census Tract43801

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address3515 CLAY BRICK RD, HARMONY, FL 34773-6062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC
Jun 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2015 · Amount on Record
Deed SaleAug 4, 2015 · Amount on Record
Prior SaleOct 21, 2014 · Amount on Record
Deed Document Number2015115519
Deed Book / Page4820 / 2553
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3515 CLAY BRICK RD, HARMONY, FL 34773-6062
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3515 CLAY BRICK RD, HARMONY, FL 34773-6062

Mortgage

Document Number0057810993
DateAug 26, 2020
Book Page5781/993
Instrument2020112666
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3515 CLAY BRICK RD, HARMONY, FL 34773-6062
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3515 CLAY BRICK RD, HARMONY, FL 34773-6062

Mortgage

Document Number0062332528
DateJun 15, 2022
Book Page6233/2528
Instrument2022093931
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 14, 2037

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,098.00 (+6.77%) Homeowner's exemption$188,695 (+5.99%)$262,000 (+1.24%) Land $40,000 Building $222,000
2023$3,838.00 (+5.7%) Homeowner's exemption$178,037 (+3%)$258,800 (+24.72%) Land $14,900 Building $243,900
2022$3,631.00 Homeowner's exemption$172,852$207,500 Land $14,900 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Clay Brick Rd

Nearby Streets

Search Property Records by Address or Parcel Number