3505 Clay Brick Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3505 Clay Brick Rd, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,472 sqft · built 2006
Lot Size	0.058 acres (2,526 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Nov 2019)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2877-0001-012C`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2877-0001-012C`
Alternative APNs	`26323028770001012C` `148666`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	736 sqft
Upper Floors Area	736 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,526 sqft (0.058 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3505 CLAY BRICK RD
City	HARMONY
State	FL
Zip	34773-6063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 12C
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	ASHLEY PARK AT HARMONY
Legal Tract	2877
Legal Block	1
Legal Lot Number	12C
Legal Unit	12
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2192
Census Tract	43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3505 CLAY BRICK RD, HARMONY, FL 34773-6063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	May 14, 2008 · Amount on Record
Deed Document Number	2019153008
Deed Book / Page	5629 / 322
Prior Transfer Date	Feb 8, 2013
Prior Transfer Doc	0045151962
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 25, 2019
Property Address	3505 CLAY BRICK RD, HARMONY, FL 34773-6063
Document Number	0056290322
Book / Page	5629 / 0322
Map Reference	MB 19 PG 34-38
Instrument Date	Nov 18, 2019
Instrument	2019153008
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SIGNATURE TTL PROFESSIONALS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1881 CASTLETON DR, 1881, SAINT CLOUD, FL 34771-7697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 CLAY BRICK RD, HARMONY, FL 34773-6063

Mortgage

Document Number	0000000000
Date	Nov 25, 2019
Instrument	5629-0324

Lender

Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,732.00 (+4.68%) Homeowner's exemption	$162,242 (+5.99%)	$217,400 (+3.43%) Land $40,000 Building $177,400
2024	$3,565.00 (+2.18%)
2023	$3,489.00 (+5.98%) Homeowner's exemption	$153,078 (+3%)	$210,200 (+24.09%) Land $14,900 Building $195,300
2022	$3,292.00 Homeowner's exemption	$148,620	$169,400 Land $14,900 Building $154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20