3507 Clay Brick Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3507 Clay Brick Rd, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,928 sqft · built 2006
Lot Size0.082 acres (3,571 sqft)
Owner2 Individual Names on Record
Last Sale$318,000 (Jul 2024)
Tax Bill$5,100 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN30-26-32-2877-0001-012D

Property Details

APN / Parcel Number

Primary APN30-26-32-2877-0001-012D
Alternative APNs
  • 26323028770001012D
  • 148667

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,928 sqft Living Area
Gross Area2,519 sqft
1st Floor Area1,220 sqft
Upper Floors Area708 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,571 sqft (0.082 acres)
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3507 CLAY BRICK RD
CityHARMONY
StateFL
Zip34773-6063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 12D
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY
Legal Tract2877
Legal Block12D
Legal Lot Number12D
Legal Unit12
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2192
Census Tract43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3507 CLAY BRICK RD, HARMONY, FL 34773-6063
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2024 · Amount on Record
Deed SaleJul 18, 2024 · Amount on Record
Prior SaleNov 20, 2013 · Amount on Record
Deed Document Number202493883
Deed Book / Page6635 / 797
Prior Transfer DateJul 2, 2009
Prior Transfer Doc0038571210
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3507 CLAY BRICK RD, HARMONY, FL 34773-6063
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3507 CLAY BRICK RD, HARMONY, FL 34773-6063

Mortgage

Document Number0058630577
DateJan 4, 2021
Book Page5863/577
Instrument2021000033
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,100.00 (+54.45%)$261,000 (+93.97%) Land $40,000 Building $221,000$261,000 (+1.08%) Land $40,000 Building $221,000
2024$3,302.00 (+2.23%)
2023$3,230.00 (+6.22%) Homeowner's exemption$134,558 (+3%)$258,200 (+24.61%) Land $14,900 Building $243,300
2022$3,041.00 Homeowner's exemption$130,639$207,200 Land $14,900 Building $192,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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