3513 Clay Brick Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3513 Clay Brick Rd, Harmony, FL 34773

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,876 sqft · built 2014
Lot Size0.057 acres (2,526 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Dec 2020)
Tax Bill$5,660 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30263228770001011C

Property Details

APN / Parcel Number

Primary APN30263228770001011C
Alternative APN
  • 148660

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,876 sqft Heated Area
Gross Area2,517 sqft
1st Floor Area938 sqft
Upper Floors Area938 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,526 sqft (0.057 acres)
Garage TypeFinished
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area181 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number148660
Street Address3513 CLAY BRICK RD
CityHARMONY
StateFL
Zip34773-6062
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 11C
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY TOWNHOMES
Legal Tract2877
Legal Block1
Legal Lot Number11
Legal Unit11
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2190
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3320 CAT BRIER TRL, HARMONY, FL 34773-6029
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Jul 5, 2018Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Prior SaleJul 5, 2018 · Amount on Record
Deed Document Number2020170450
Deed Book / Page5851 / 2786
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 15, 2020
Property Address3513 CLAY BRICK RD, HARMONY, FL 34773-6062
Document Number0058512786
Book / Page5851 / 2786
Map ReferenceMB 19 PG 34-38
Instrument DateDec 11, 2020
Instrument2020170450
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyA CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6412 CLARAS LOOP, 6412, SAINT CLOUD, FL 34771-8816

Transferred To (Grantee/Buyer)

NameVerified Name
Address3513 CLAY BRICK RD, HARMONY, FL 34773-6062

Mortgage

Document Number0058512787
DateDec 15, 2020
Instrument5851/2787
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 5, 2018
Property Address3513 CLAY BRICK RD, HARMONY, FL 34773-6062
Document Number0053611876
Book / Page5361 / 1876
Map ReferenceMB19 PG34-38
Instrument DateJun 20, 2018
Instrument2018102452
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyEQUITABLE TITLE OF CELEBRATI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3513 CLAY BRICK RD, HARMONY, FL 34773-6062

Mortgage

Document Number2018102453
DateJul 5, 2018
Instrument2018102453
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,660.00 (+2.82%)$260,600 (+1.28%) Land $40,000 Building $220,600$260,600 (+1.28%) Land $40,000 Building $220,600
2023$5,505.00 (+42.88%)$257,300 (+36.28%) Land $14,900 Building $242,400$257,300 (+24.72%) Land $14,900 Building $242,400
2022$3,853.00 Homeowner's exemption$188,799$206,300 Land $14,900 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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