3523 Clay Brick Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3523 Clay Brick Rd, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,876 sqft · built 2015
Lot Size0.058 acres (2,526 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Mar 2023)
Tax Bill$5,129 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-26-32-2877-0001-010B

Property Details

APN / Parcel Number

Primary APN30-26-32-2877-0001-010B
Alternative APNs
  • 26323028770001010B
  • 148655

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,876 sqft Living Area
Gross Area2,517 sqft
1st Floor Area938 sqft
Upper Floors Area938 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,526 sqft (0.058 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area181 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3523 CLAY BRICK RD
CityHARMONY
StateFL
Zip34773-6061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 10B
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY
Legal Tract2877
Legal Block10B
Legal Lot Number10B
Legal Unit10
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2194
Census Tract43801

Owner

Source: Osceola County assessment roll, APN 30-26-32-2877-0001-010B, as of November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3523 CLAY BRICK RD, HARMONY, FL 34773-6061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2023Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Dec 29, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2023 · Amount on Record
Deed SaleMar 03, 2023 · Amount on Record
Prior SaleDec 29, 2021 · Amount on Record
Deed Document Number202325103
Deed Book / Page6366 / 596
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 03, 2023
Property Address3523 CLAY BRICK RD, HARMONY, FL 34773-6061
Document Number0063660596
Book / Page6366 / 596
Map ReferenceMB 19 PG 34-38
Instrument DateMar 01, 2023
Instrument2023025103
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3523 CLAY BRICK RD, HARMONY, FL 34773-6061

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 CLAY BRICK RD, HARMONY, FL 34773-6061

Mortgage

Document Number0006366598
DateMar 03, 2023
Instrument6366/598
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 29, 2021
Property Address3523 CLAY BRICK RD, HARMONY, FL 34773-6061
Document Number0061182179
Book / Page6118 / 2179
Map ReferenceMB 19 PG 34
Instrument DateDec 27, 2021
Instrument2021201337
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,904.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1901 CAROLYN CT, 1901, SAINT CLOUD, FL 34769-5503

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 CLAY BRICK RD, HARMONY, FL 34773-6061

Mortgage

Document Number0061182180
DateDec 29, 2021
Instrument6118/2180
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll as of November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,129.00 (-2.9%) Homeowner's exemption$263,100 (+1.23%) Land $40,000 Building $223,100$263,100 (+1.23%) Land $40,000 Building $223,100
2023$5,282.00 (+12.67%)$259,900 (+24.71%) Land $14,900 Building $245,000$259,900 (+24.71%) Land $14,900 Building $245,000
2022$4,688.00$208,400 Land $14,900 Building $193,500$208,400 Land $14,900 Building $193,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 197 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3490751, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Clay Brick Rd

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