3503 Clay Brick Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3503 Clay Brick Rd, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,826 sqft · built 2006
Lot Size0.058 acres (2,526 sqft)
OwnerIndividual Name on Record
Last Sale$219,000 (Jul 2020)
Tax Bill$4,053 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Jun 2026 Sale
Flood ZoneZone X (minimal risk)
APN30-26-32-2877-0001-012B

Property Details

APN / Parcel Number

Primary APN30-26-32-2877-0001-012B
Alternative APN
  • 26323028770001012B

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,826 sqft Living Area
Gross Area2,352 sqft
1st Floor Area901 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,526 sqft (0.058 acres)
Garage TypeDetached
Garage Area484 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3503 CLAY BRICK RD
CityHARMONY
StateFL
Zip34773-6063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 12B
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY
Legal Block1
Legal Lot Number12B
Legal Unit12
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2192
Census Tract43801

Owner

Source: Osceola County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3503 CLAY BRICK RD, HARMONY, FL 34773-6063
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Jun 3, 2026Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2020 · Amount on Record
Deed SaleJul 13, 2020 · Amount on Record
Prior SaleJan 26, 2017 · Amount on Record
Deed Document Number202090718
Deed Book / Page5753 / 2111
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3503 CLAY BRICK RD, HARMONY, FL 34773-6063
Transaction TypeMortgage
Record UpdatedJun 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3503 CLAY BRICK RD, HARMONY, FL 34773-6063

Mortgage

Document Number0064480988
DateJul 28, 2023
Book Page6448/988
Instrument2023098000
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionOSCEOLA FL
Recording DateJun 3, 2026
Property Address3503 CLAY BRICK RD, HARMONY, FL 34773-6063
Document Number0000071939
Book / Page6980 / 2650
Instrument DateMay 21, 2026
Instrument202671939
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3503 CLAY BRICK RD, HARMONY, FL 34773-6063

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,053.00 (+6.91%) Homeowner's exemption Widower's exemption$190,475 (+5.99%)$241,600 (+1.98%) Land $40,000 Building $201,600
2023$3,791.00 (+3.98%) Homeowner's exemption Widower's exemption$179,716 (+3%)$236,900 (+24.42%) Land $14,900 Building $222,000
2022$3,646.00 Homeowner's exemption Widower's exemption$174,482$190,400 Land $14,900 Building $175,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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