3506 Flat Water Pl, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3506 Flat Water Pl, Laurel, MD 20724

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,752 sqft · built 1995
Lot Size0.052 acres (2,250 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Oct 2022)
Tax Bill$3,786 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-675-90080306

Property Details

APN / Parcel Number

Primary APN04-675-90080306
Alternative APNs
  • 467590080306
  • 67590080306

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,752 sqft Living Area
1st Floor Area640 sqft
Basement Area494 sqft
Finished Basement494 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,250 sqft (0.052 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number67590080306
Street Address3506 FLAT WATER PL
CityLAUREL
StateMD
Zip20724-1998
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 115 PH 1 PAR 2/16 RUSSETT
Legal SubdivisionRUSSETT
Legal Phase1
Legal Block2
Legal Lot Number115
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group2
Census Block2012
Census Tract740501

Owner

3506 Flat Water Pl, a townhouse, is owned and occupied by an individual who bought it in October 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address3506 FLAT WATER PL, LAUREL, MD 20724-1998
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP
Jun 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2022 · Amount on File
Deed SaleOct 11, 2022 · Amount on File
Prior SaleJan 17, 1995 · Amount on File
Deed Book / Page39186 / 294
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateOct 11, 2022
Property Address3506 FLAT WATER PL, LAUREL, MD 20724-1998
Document Number0391860294
Book / Page39186 / 294
Map ReferenceMB 148 FO 50 PL 8023
Instrument DateSep 30, 2022
Transaction TypeTransfer
Record UpdatedOct 25, 2022
Title CompanyVELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3506 FLAT WATER PL, LAUREL, MD 20724-1998

Mortgage

Document Number0039186301
DateOct 11, 2022
Instrument39186/301
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3506 FLAT WATER PL, LAUREL, MD 20724-1998
Document Number0310580179
Book / Page031058 / 000179
Instrument DateJun 14, 2017
Transaction TypeMortgage
Record UpdatedJul 14, 2017
Title CompanyTITLE SOURCES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3506 FLAT WATER PL LAUREL MD 207241998, LAUREL, MD 20724-1998

Mortgage

Document Number0310580179
DateJun 19, 2017
Book Page031058/000179
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3506 Flat Water Pl was $3,786 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$356,167$386,900 Land $200,000 Building $186,900
2025$3,786.00
2023$3,157.00$289,133$340,800 Land $180,000 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3506 Flat Water Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3506 Flat Water Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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