Osceola County property record for 3511 Sprite Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,004 sqft Heated Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2019) |
| Tax Bill | $5,413.00 (2025) |
| Primary APN | 342630009500012650 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,004 sqft Heated Area |
| Gross Area | 2,840 sqft Gross Area |
| 1st Floor | 830 sqft 1st Floor |
| Upper Floors | 1,174 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 406 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 430 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3511 SPRITE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8235 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3B PB 22 PG 70-72 LOT 265 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT |
| Legal Phase | 3B |
| Legal Tract | 95 |
| Legal Block | 1 |
| Legal Lot Number | 265 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 43207 |
Source: Osceola County records · APN 342630009500012650
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3511 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jun 01, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 15, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NP INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on Record |
| Deed Sale | Apr 15, 2019 · Amount on Record |
| Prior Sale | May 07, 2014 · Amount on Record |
| Deed Doc Number | 2019047152 |
| Deed Book / Page | 5507 / 1070 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3511 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3511 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Document Number | 0059142489 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 5914/2489 |
| Instrument | 2021040169 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3511 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057291534 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 5729/1534 |
| Instrument | 2020069678 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 15, 2019 |
| Property Address | 3511 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Document Number | 0055071070 |
| Book / Page | 5507 / 1070 |
| Map Reference | MB 22 PG 70-72 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 2019047152 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8151 SHELDON RD APT 103, 8151, ELK GROVE, CA 95758-1283 |
| Name | Verified Name |
|---|---|
| Address | 3511 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Document Number | 2019047153 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 2019047153 |
| Name | NP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,413.00 (+2.67%) Homeowner's exemption | $345,300 (+0.26%) Land $78,800 Building $266,500 | $345,300 (+0.26%) Land $78,800 Building $266,500 |
| 2023 | $5,272.00 (+11.93%) | $344,400 (+15.84%) Land $63,000 Building $281,400 | $344,400 (+15.84%) Land $63,000 Building $281,400 |
| 2022 | $4,710.00 | $297,300 Land $57,800 Building $239,500 | $297,300 Land $57,800 Building $239,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 301 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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