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3509 Sprite Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3509 Sprite Ln, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2013
Square Footage2,566 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$455,000 (2024)
Tax Bill$4,020.00 (2024)

Property Details

APN / Parcel Number

Primary APN34-26-30-0095-0001-2640
Alternative APN
  • 263034009500012640

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,566 sqft Living Area
Gross Area3,456 sqft Gross Area
1st Floor1,048 sqft 1st Floor
Upper Floors1,518 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area662 sqft Garage
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3509 SPRITE LN
CitySAINT CLOUD
StateFL
Zip34772-8235
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3B PB 22 PG 70-72 LOT 264
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT PH 3B
Legal Phase3B
Legal Tract95
Legal Block2640
Legal Lot Number264
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2024
Census Tract43207

Owner

Source: Osceola County records · APN 34-26-30-0095-0001-2640

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3509 SPRITE LN, SAINT CLOUD, FL 34772-8235
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2024Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 25, 2022Quit Claim Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 22, 2017Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC
Jun 02, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2024 · Amount on Record
Deed SaleApr 01, 2024 · Amount on Record
Prior SaleSep 22, 2017 · Amount on Record
Deed Doc Number202440183
Deed Book / Page6573 / 702
Prior Transfer DateJun 07, 2022
Prior Transfer Doc0063050072
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3509 SPRITE LN, SAINT CLOUD, FL 34772-8235
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10246 DWELL CT 104, 104, ORLANDO, FL 32832-6070

Mortgage

Document Number0065730704
DateApr 01, 2024
Book Page6573/704
Instrument2024040184
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address1111 POLARIS PKWY, COLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 25, 2022
Property Address3509 SPRITE LN, SAINT CLOUD, FL 34772-8235
Document Number0063050072
Book / Page6305 / 72
Map ReferenceMB 22 PG 70-72
Instrument DateJun 07, 2022
Instrument2022157104
Transaction TypeTransfer
Record UpdatedNov 10, 2022
Title CompanyNEW DOOR TITLE INSURANCE LLC, NEW HOME TITLE LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3509 SPRITE LN, 3509, SAINT CLOUD, FL 34772-8235

Transferred To (Grantee/Buyer)

NameVerified Name
Address3509 SPRITE LN, SAINT CLOUD, FL 34772-8235

Mortgage

Document Number0000630574
DateOct 25, 2022
Instrument6305/74
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 01, 2052

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 22, 2017
Property Address3509 SPRITE LN, SAINT CLOUD, FL 34772-8235
Document Number0052111702
Book / Page005211 / 001702
Instrument DateSep 22, 2017
Instrument134612
Transaction TypeTransfer
Record UpdatedOct 24, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,820.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3509 SPRITE LN ST CLOUD FL 347728235, ST CLOUD, FL 34772-8235

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 02, 2017
Property Address3509 SPRITE LN, SAINT CLOUD, FL 34772-8235
Document Number0051581350
Book / Page005158 / 001350
Instrument DateJun 02, 2017
Instrument81047
Transaction TypeTransfer
Record UpdatedJul 17, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3509 SPRITE LN ST CLOUD FL 347728235, ST CLOUD, FL 34772-8235

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,567.00 (+63.36%)$409,800 (+57.77%) Land $78,800 Building $331,000$409,800 (-0.77%) Land $78,800 Building $331,000
2024$4,020.00 (+2.6%)
2023$3,918.00 (+3.51%) Homeowner's exemption$259,738 (+3%)$413,000 (+16.27%) Land $63,000 Building $350,000
2022$3,785.00 Homeowner's exemption$252,173$355,200 Land $57,800 Building $297,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 301 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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