3514 Sprite Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3514 Sprite Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage1,859 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$212,529 (2014)
Tax Bill$3,066.00 (2025)

Property Details

APN / Parcel Number

Primary APN342630009500012750

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,859 sqft Heated Area
Gross Area2,473 sqft Gross Area
1st Floor1,859 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area438 sqft Garage
FenceFence
PorchOpen Porch
Porch Area176 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3514 SPRITE LN
CitySAINT CLOUD
StateFL
Zip34772-8231
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3B PB 22 PG 70-72 LOT 275
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase3B
Legal Tract95
Legal Block1
Legal Lot Number275
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43207

Owner

Source: Osceola County records · APN 342630009500012750

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3514 SPRITE LN, SAINT CLOUD, FL 34772-8231
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2014 · Amount on Record
Deed SaleJul 10, 2014 · Amount on Record
Deed Doc Number2014097916
Deed Book / Page4634 / 2422
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3514 SPRITE LN, SAINT CLOUD, FL 34772-8231
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3514 SPRITE LN, SAINT CLOUD, FL 34772-8231

Mortgage

Document Number0059472109
DateApr 29, 2021
Book Page5947/2109
Instrument2021065974
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3514 SPRITE LN, SAINT CLOUD, FL 34772-8231
Document Number0052342005
Book / Page005234 / 002005
Instrument DateOct 27, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3514 SPRITE LN ST CLOUD FL 347728231, ST CLOUD, FL 34772-8231

Mortgage

Document Number0052342005
DateNov 03, 2017
Book Page005234/002005
Instrument158113
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 02, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,066.00 (+6.42%) Homeowner's exemption$214,217 (+5.99%)$329,200 (+0.09%) Land $75,000 Building $254,200
2023$2,881.00 (+3.75%) Homeowner's exemption$202,117 (+3%)$328,900 (+16.01%) Land $60,000 Building $268,900
2022$2,777.00 Homeowner's exemption$196,231$283,500 Land $55,000 Building $228,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 301 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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