3507 Sprite Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3507 Sprite Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,662 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$475,000 (2022)
Tax Bill	$6,957.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`342630009500012630`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,662 sqft Heated Area
Gross Area	3,661 sqft Gross Area
1st Floor	2,662 sqft 1st Floor
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	447 sqft Garage

Exterior Amenities

Pool Area	420 sqft Pool
Deck Area	630 sqft Deck
Porch	Open Porch
Porch Area	552 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3507 SPRITE LN
City	SAINT CLOUD
State	FL
Zip	34772-8235
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ESPRIT PH 3B PB 22 PG 70-72 LOT 263
Legal Range	30E
Legal Township	26S
Legal Section	34
Legal Subdivision	ESPRIT
Legal Phase	3B
Legal Tract	95
Legal Block	1
Legal Lot Number	263
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2024
Census Tract	43207

Owner

Source: Osceola County records · APN 342630009500012630

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3507 SPRITE LN, SAINT CLOUD, FL 34772-8235
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 09, 2021	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Apr 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2022 · Amount on Record
Deed Sale	Jan 04, 2022 · Amount on Record
Prior Sale	Jun 03, 2016 · Amount on Record
Deed Doc Number	2022001585
Deed Book / Page	6121 / 2950
Record Refreshed	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 04, 2022
Property Address	3507 SPRITE LN, SAINT CLOUD, FL 34772-8235
Document Number	0061212950
Book / Page	6121 / 2950
Map Reference	MB 22 PG 70-72
Instrument Date	Dec 30, 2021
Instrument	2022001585
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 SPRITE LANE, 305, SAINT CLOUD, FL 34772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 SPRITE LN, SAINT CLOUD, FL 34772-8235

Mortgage

Document Number	0061212952
Date	Jan 04, 2022
Instrument	6121/2952

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3507 SPRITE LN, SAINT CLOUD, FL 34772-8235
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 SPRITE LN, SAINT CLOUD, FL 34772-8235

Mortgage

Document Number	0060392224
Date	Sep 09, 2021
Book Page	6039/2224
Instrument	2021139810

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Sep 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3507 SPRITE LN, SAINT CLOUD, FL 34772-8235
Document Number	0057060229
Instrument Date	Apr 02, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 SPRITE LN ST CLOUD FL 347728235, ST CLOUD, FL 34772-8235

Mortgage

Document Number	0057060229
Date	Apr 09, 2020
Book Page	005706/000229
Instrument	49033

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	180 Months
Due	Apr 08, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,957.00 (-5.81%) Homeowner's exemption	$431,600 (-4.58%) Land $78,800 Building $352,800	$431,600 (-4.58%) Land $78,800 Building $352,800
2023	$7,386.00 (+4.1%) Homeowner's exemption	$452,300 (+14.94%) Land $63,000 Building $389,300	$452,300 (+14.94%) Land $63,000 Building $389,300
2022	$7,095.00	$393,500 Land $57,800 Building $335,700	$393,500 Land $57,800 Building $335,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	About 1 in 301 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

3507 Sprite Ln, Saint Cloud, FL 34772 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Sprite Ln

Nearby Streets

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