Osceola County property record for 3515 Sprite Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,859 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,987 (2017) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 342630009500012670 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,859 sqft Heated Area |
| Gross Area | 2,487 sqft Gross Area |
| 1st Floor | 1,859 sqft 1st Floor |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 438 sqft Garage |
| Porch | Open Porch |
| Porch Area | 190 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3515 SPRITE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8235 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3B PB 22 PG 70-72 LOT 267 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT |
| Legal Phase | 3B |
| Legal Tract | 95 |
| Legal Block | 1 |
| Legal Lot Number | 267 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 43207 |
Source: Osceola County records · APN 342630009500012670
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3515 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Feb 17, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NETWORK CAPITAL FUNDING CORP |
| Dec 20, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 26, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage GLOBAL EQUITY FIN |
| May 18, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage SOVEREIGN LNDG |
| Jan 31, 2017 | Special Warranty Deed, Transfer · Veterans Administration Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Deed Doc Number | 2017017084 |
| Deed Book / Page | 5094 / 2342 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3515 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3515 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Document Number | 0061552540 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 6155/2540 |
| Instrument | 2022028864 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3515 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0058930075 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 5893/75 |
| Instrument | 2021023026 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3515 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056441510 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 5644/1510 |
| Instrument | 2019165264 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3515 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Document Number | 0053781181 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3515 SPRITE LN ST CLOUD FL 347728235, ST CLOUD, FL 34772-8235 |
| Document Number | 0053781181 |
|---|---|
| Date | Aug 02, 2018 |
| Book Page | 005378/001181 |
| Instrument | 118259 |
| Name | GLOBAL EQUITY FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92117 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3515 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Document Number | 0051532539 |
| Book / Page | 005153 / 002539 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3515 SPRITE LN ST CLOUD FL 347728235, ST CLOUD, FL 34772-8235 |
| Document Number | 0051532539 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 005153/002539 |
| Instrument | 76860 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2017 |
| Property Address | 3515 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Document Number | 0050942342 |
| Book / Page | 5094 / 2342 |
| Map Reference | MB22 PG70-72 |
| Instrument Date | Jan 06, 2017 |
| Instrument | 2017017084 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,617.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 3515 SPRITE LN, SAINT CLOUD, FL 34772-8235 |
| Document Number | 0050942344 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 5094/2344 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $221,067 (+5.99%) | $332,900 (+0.09%) Land $75,000 Building $257,900 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $208,580 (+3%) | $332,600 (+16.17%) Land $60,000 Building $272,600 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $202,505 | $286,300 Land $55,000 Building $231,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 301 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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