Anne Arundel County property record for 3505 Flat Water Pl, Laurel, MD 20724
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,777 sqft · built 1995 |
| Lot Size | 0.034 acres (1,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Jun 2001) |
| Tax Bill | $2,878 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-675-90080300 |
| Primary APN | 04-675-90080300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 652 sqft |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,500 sqft (0.034 acres) |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 67590080300 |
|---|---|
| Street Address | 3505 FLAT WATER PL |
| City | LAUREL |
| State | MD |
| Zip | 20724-1999 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 109 PH 1 PAR 2/16 RUSSETT |
| Legal Subdivision | RUSSETT |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 109 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 740501 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3505 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU |
| Aug 30, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2001 · Amount on Record |
| Deed Sale | Jun 29, 2001 · Amount on Record |
| Prior Sale | Jul 25, 1995 · Amount on Record |
| Deed Document Number | 20018981 |
| Deed Book / Page | 10534 / 551 |
| Last Transfer Date | Aug 5, 2022 |
| Transfer Doc | 0390700001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3505 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 12419 N 41ST PL, PHOENIX, AZ 85032-7439 |
| Document Number | 0393370212 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 39337/212 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3505 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0369320223 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 36932/223 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Address | SUITLAND, MD 20746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 30, 2022 |
| Property Address | 3505 FLAT WATER PL, LAUREL, MD 20724-1999 |
| Document Number | 0390700001 |
| Book / Page | 39070 / 1 |
| Map Reference | MB 149 FO 1-6 PL8024 |
| Instrument Date | Aug 5, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3505 FLAT WATER PL, LAUREL, MD 20724-1999 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,900 (+3.5%) | $369,300 (+10.5%) Land $200,000 Building $169,300 | |
| 2025 | $2,878.00 (+2.68%) Homeowner's exemption | $334,200 (+15.96%) Land $180,000 Building $154,200 | $334,200 (-) Land $180,000 Building $154,200 |
| 2024 | $2,803.00 (+22.51%) | ||
| 2023 | $2,288.00 Homeowner's exemption | $288,200 | $334,200 Land $180,000 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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