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350 McCarthy Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 350 McCarthy Ave, Oceano, CA 93445 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,470 sqft · built 1989
Lot Size0.039 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$750,000 (Nov 2016)
Tax Bill$9,560 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone AE (high risk)
APN061-021-073

Property Details

APN / Parcel Number

Primary APN061-021-073

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,470 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Construction TypeWood
Lot Area1,742 sqft (0.039 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address350 MCCARTHY AVE
CityOCEANO
StateCA
Zip93445-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPM 46-100 PAR 1
Legal SubdivisionPARCEL MAP CO-89-048
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2073
Census Tract12201

Owner

Source: San Luis Obispo County records · APN 061-021-073

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address350 MCCARTHY AVE, OCEANO, CA 93445-9708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2016 · Amount on Record
Deed SaleNov 09, 2016 · Amount on Record
Prior SaleNov 09, 2016 · Amount on Record
Deed Document Number0000059131
Last Transfer DateFeb 08, 2021
Transfer Doc0000009777
Record UpdatedJun 07, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 08, 2021
Property Address350 MCCARTHY AVE, OCEANO, CA 93445-9708
Document Number0000009777
Map ReferenceMB 46 PG 100
Instrument DateJan 29, 2021
Instrument2021009777
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyMORTGAGE CONNECT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address350 MCCARTHY AVE, OCEANO, CA 93445-9708

Mortgage

Document Number0000009778
DateFeb 08, 2021
Instrument2021009778
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,560.00 (+4.58%) Homeowner's exemption$870,437 (+4.04%) Land $580,292 Building $290,145
2023$9,141.00 (+1.5%) Homeowner's exemption$836,638 Land $557,759 Building $278,879
2022$9,006.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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