353 McCarthy Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 353 McCarthy Ave, Oceano, CA 93445 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage2,218 sqft Living Area
Lot Size4,140 sqft (0.095 acres)
Last Sale$367,000 (2024)
Tax Bill$13,390.00 (2025)

Property Details

APN / Parcel Number

Primary APN061-012-058

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,218 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeWood Construction
Lot Area4,140 sqft (0.095 acres)
Parking Spaces3 Parking Spaces

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address353 MCCARTHY AVE
CityOCEANO
StateCA
Zip93445-9707
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOCEANO BCH TR BL 42 LTS 12 & PTN 11
Legal SubdivisionOCEANO BEACH 02
Legal Block42
Legal Lot Number12
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionARROYO GRANDE
Census Blockgroup2
Census Block2074
Census Tract12201

Owner

Source: San Luis Obispo County records · APN 061-012-058

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3015 REECE WAY, SAN JOSE, CA 95133-1457
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 21, 2022Intrafamily Transfer, Transfer
Sep 20, 2022Grant Deed, Transfer
Sep 13, 2022Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Jun 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE LOAN STORE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2024 · Amount on Record
Deed SaleMay 20, 2024 · Amount on Record
Prior SaleSep 20, 2022 · Amount on Record
Deed Doc Number202413428
Prior Transfer DateOct 14, 2022
Prior Transfer Doc0000041959
Record RefreshedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 14, 2026
Property Address353 MCCARTHY AVE, OCEANO, CA 93445-9707
Document Number0000015178
Instrument DateSep 24, 2025
Instrument202615178
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3015 REECE WAY, SAN JOSE, CA 95133-1457

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 21, 2022
Property Address353 MCCARTHY AVE, OCEANO, CA 93445-9707
Document Number0000041959
Map ReferenceMB A PG 150
Instrument DateOct 14, 2022
Instrument2022041959
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1778 CONWAY ST, MILPITAS, CA 95035-2859

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 20, 2022
Property Address353 MCCARTHY AVE, OCEANO, CA 93445-9707
Document Number0000037347
Map ReferenceMB A PG 150
Instrument DateSep 14, 2022
Instrument2022037347
Transaction TypeTransfer
Record UpdatedSep 29, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address1778 CONWAY ST, MILPITAS, CA 95035-2859

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 13, 2022
Property Address353 MCCARTHY AVE, OCEANO, CA 93445-9707
Document Number0000036539
Map ReferenceMB A PG 150
Instrument DateAug 10, 2022
Instrument2022036539
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1778 CONWAY ST, MILPITAS, CA 95035-2859

Mortgage

Document Number0000036540
DateSep 13, 2022
Instrument2022036540
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address353 MCCARTHY AVE, OCEANO, CA 93445-9707
Transaction TypeMortgage
Record UpdatedJul 02, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2835 OLD OAK LN, MORGAN HILL, CA 95037-6703

Mortgage

Document Number0000043843
DateJun 18, 2021
Instrument2021043843
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,246,394 (+2%) Land $624,931 Building $621,463
2025$13,390.00 (+10.17%)$1,221,956 (+11.09%) Land $612,678 Building $609,278
2024$12,154.00 (+1.14%)
2023$12,017.00 (+35.94%)$1,100,000 Land $550,000 Building $550,000
2022$8,840.00

Flood & Wildfire

353 McCarthy Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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